The Best MBNA Credit Cards – April 2026

Discover the best MBNA credit cards in Canada, offering benefits such as cash back, welcome bonuses, and competitive interest rates, ideal for optimizing your personal finances.

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Below, you will find the best MBNA Bank credit card offers, updated regularly:

Here is a table summarizing the different offers. For more details, read on or click on the name of a card.

MBNA Travel Rewards Credit Cards

MBNA Rewards World Elite® Mastercard®

With the MBNA Rewards World Elite® Mastercard®, you can earn 5 points per dollar of purchases for:

  • Dining
  • Grocery purchases
  • Digital media purchases (Netflix, Spotify, etc.)
  • Memberships
  • Household utility purchases (electricity, etc.)

Everywhere else, you will get 1 point per dollar.

Enough to make the MBNA Rewards World Elite Mastercard the best MBNA credit card for restaurants, groceries, digital media, subscriptions and household utilities.

Knowing that Mastercard recognizes Walmart Supercenters as grocery stores, this is the best credit card for Walmart customers!

Plus, depending on your province of residence, you’ll get a welcome bonus of between 20,000 and 30,000 points, a value of $200 to $300!

And each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.

MBNA Rewards Platinum Plus® Mastercard®

The MBNA Rewards Platinum Plus® Mastercard® is one of the best no-annual-fee credit cards in Canada.

With this card, you can earn 2 points per dollar on:

  • Dining
  • Grocery purchases
  • Digital media purchases (Netflix, Spotify, etc.)
  • Memberships
  • Household utility purchases (electricity, etc.)

And 1 point per dollar everywhere else. This is the best MBNA credit card with no annual fee.

For a limited time, you can earn 10,000 bonus points as a welcome bonus, a $100 value for travel purchases charged to your account.

MBNA Smart Cash Platinum Plus® Mastercard®

MBNA Smart Cash Platinum Plus® Mastercard® is one of the best no-annual-fee cash-back credit cards in Canada.

With this card, you can get 2% on:

  • gas purchases
  • grocery purchases

Up to a monthly purchase limit of $500, and 0.5% cash back everywhere else.

For a limited time, you can earn 5% cash back for the first 6 months, a value of $150. It’s the best no-annual-fee MBNA credit card with cash back.

MBNA Balance Transfer Credit Cards

MBNA True Line® Mastercard®

The MBNA True Line® Mastercard® credit card is one of Canada’s best options for a low-cost balance transfer. It’s ideal for reducing interest charges and consolidating your debts onto one card.

With this card, you benefit from a 0% interest rate for 12 months on balance transfers made within 90 days of account opening. Transfer fees are a competitive 3%.

This card offers fraud protection, guaranteeing the security of your transactions.

If you want to transfer balances from high-rate cards, the MBNA True Line® Mastercard® credit card allows you to benefit from a 0% rate and pay off your debts at your own pace without high-interest charges during the promotional period.

In short, the MBNA True Line® Mastercard® credit card is an excellent choice for reducing debt and optimizing balance transfers.

Awards Earned

Best credit card for everyday spending

EverydaySpending BestCreditCard Milesopedia 2024

The MBNA World EliteMD Rewards MastercardMD is the best credit card for everyday spending in Canada in 2024 for these reasons:

  • 5 points per dollar for restaurants, groceries, digital media, subscriptions, and household utilities
  • Ease of redeeming points for a statement credit
  • Insurance
  • Accepted in all stores

Frequently Asked Questions about MBNA Credit Cards

Here are some frequently asked questions in the milesopedia community about credit cards in Canada.

What is the best MBNA credit card?

MBNA offers several attractive Mastercard credit cards.

If you prefer cash back credit cards, you might opt for the MBNA Smart Cash Platinum Plus® Mastercard®.

Finally, if you wish to benefit from a low interest rate, you could obtain the MBNA True LineMD MastercardMD.

It will be interesting to compare MBNA credit cards to determine which one suits you best.

Do MBNA credit cards have annual fees?

Most MBNA credit cards do not have annual fees.

MBNA offers different types of credit cards:

  • MBNA rewards credit cards
  • MBNA cash back credit cards
  • MBNA balance transfer credit cards
  • MBNA low interest rate credit cards

All these credit cards have different benefits. Some, for example, offer purchase protection.

What types of credit cards are offered by MBNA?

MBNA offers cards with or without annual fees. Some MBNA credit cards offer bonus points for certain purchases such as groceries or gas purchases.

What are the MBNA cash back credit cards?

The MBNA Mastercard cash back credit cards are:

With these two MBNA credit cards, you earn cash back on all your purchases, including groceries and other eligible purchases.

What are the MBNA travel rewards credit cards?

The MBNA Mastercard travel rewards credit cards are:

These are credit cards with a rewards program.

What are the MBNA balance transfer credit cards?

The MBNA Mastercard credit cards for balance transfers are:

And depending on promotions, you could get a promotional interest rate of 0% for 12 months on balance transfers.

What are the MBNA low interest rate credit cards?

The MBNA Mastercard low interest rate credit cards are:

For example, with the MBNA True LineMD MastercardMD, the interest rates are as follows:

  • 12.99% interest rate for purchases
  • 24.99% interest rate for cash advances
  • 17.99% interest rate for balance transfers

And depending on promotions, you could get a promotional interest rate of 0% for 12 months on balance transfers.

Try to avoid making cash advances from your MBNA credit card account since the interest rate for cash advances is high.

What rewards are offered with the MBNA Rewards program?

MBNA Rewards allows you to earn different types of rewards: travel rewards, products or gift cards from the MBNA Rewards catalog, credit to your credit card account, etc.

Which credit bureau is checked by MBNA?

MBNA partners with TransUnion to check your credit file to approve you for a Mastercard credit card.

How to contact MBNA Mastercard customer service?

You can contact MBNA Mastercard at 1-800-347-6262. Remember to log in to your MBNA credit card account during the call.

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