The Best AIR MILES Credit Cards – December 2025

BMO AIR MILES World Elite Mastercard

With this exclusive offer for the BMO AIR MILES World Elite Mastercard, get up to 9,000 bonus AIR MILES:

• 3,000 miles after $4,500 in purchases in the first 110 days
• 2,000 additional miles after $1,000 in total purchases at warehouse clubs, grocery stores, and eligible liquor retailers within the first 110 days
• 2,000 additional miles after $10,000 in total purchases (including the $4,500 from the previous condition) within 180 days
• 2,000 additional miles after $20,000 in total purchases (including all expenses under the previous conditions) in the first year

What’s more, you pay no annual fee for the first year. This is the highest offer ever seen for this card!

With this card, you earn 3 miles for every $12 spent at participating AIR MILES Partners. Then, get 2 miles per $12 in purchases at any eligible grocery store and wholesale club (warehouse like Costco) or liquor retailer (SAQ, LCBO, etc.). Everywhere else, you’ll earn 1 AIR MILES mile for every $12 in purchases, including Walmart.

What’s more, it’s the only AIR MILES credit card in Canada to offer a 25% discount on AIR MILES flights to any destination during the calendar year.

The BMO® AIR MILES® World Elite®* Mastercard®* card also offers:

• 7 ¢/L discount on Shell V-Power fuel and 2 ¢/L discount on all other Shell fuels
• Excellent insurance for your travels and purchases
• 2X miles for car rentals with National or Alamo

BMO AIR MILES^®† Mastercard^®*

With this exclusive offer for the BMO AIR MILES Mastercard, you get 1,600 AIR MILES after $1,500 in purchases within the first 110 days of account opening.

Plus, earn 900 additional AIR MILES after $450 in purchases at eligible warehouse clubs, grocery stores, or alcohol retailers within the first 110 days.

This credit card has no annual fee.

With the BMO AIR MILES Mastercard, you earn 3X miles for every $25 spent at participating AIR MILES Partners.

Plus, you’ll earn 2X miles for every $25 spent at any eligible grocery store, wholesale club (warehouse like Costco) and liquor retailer.

For everything else, you earn 1 AIR MILES for every $25 in purchases.

BMO AIR MILES World Elite Business Mastercard

The BMO AIR MILES® World Elite®* Business Mastercard is particularly attractive to AIR MILES collectors who want to keep their personal and business expenses separate.

You can earn a welcome bonus of 8,000 AIR MILES in your first year! In addition, there is no annual fee for the first year.

You earn 4x the Miles when you use your card at participating AIR MILES Partners. And 1 Mile for every $12 you spend everywhere else, including Costco.

With the BMO AIR MILES World Elite Business Mastercard, you benefit from a variety of travel protections:

• Collision Damage Waiver
• Car Rental Personal Effects & Business Property
• Car Rental Accidental Death & Dismemberment
• Baggage & Personal Effects
• Baggage insurance in case of delay
• Flight Cancellation
• Trip Interruption/Trip Delay
• Flight delay
• Common Carrier Insurance

And for your purchases:

• Extended Warranty
• Purchase Protection

BMO^® AIR MILES^® No-Fee Business^® Mastercard^®*

The BMO® AIR MILES® No-Fee Business Mastercard®* is the only AIR MILES Mastercard for Business credit card with no annual fee.

For a limited time, you’ll receive 2,000 AIR MILES as a welcome bonus!

You earn 1 AIR MILES Reward Mile on every $20 you spend, including at Costco. And 1.25X the Miles at Shell.