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With the BMO Performance Chequing Account, you can earn up to a $700 welcome bonus and receive a Walmart Delivery Pass for up to 12 months.
Get a promotional interest rate when you add a Savings Amplifier Account*
Other Benefits:
All for $17.95 a month, or free if you maintain a minimum balance of $4,000.
Are you a student or newcomer? BMO offers Performance Chequing accounts for each of these categories; discover their advantages.
To get the $500 cash bonus associated with the chequing account, you must complete two of the following actions:
Please note that these conditions must be met in order to continue to Step 2, the bonus associated with the Savings Amplifier Account .
You can earn $150 when you open a Savings Amplifier Account before September 30, 2025 and deposit $10,000 or more within the first 30 days of opening. You must maintain this balance of at least $10,000 at all times for an additional 90 days.
Currently, the Savings Amplifier Account offers a promotional interest rate of 4.75%, guaranteed for up to 120 days from the account opening date.
Assuming you complete all the actions required to obtain the welcome offer, and maintain a balance of $10,000 in your Savings Amplifier Account from June 6 to October 4, 2025 (to take advantage of the 120-day promotional interest rate), you’ll earn a total of $700 in welcome offer plus $156.16 in interest, for a total bonus of $656.16.
By maintaining a minimum balance of $4,000 in your Performance chequing account, you save on monthly fees of $17.95, which can save you up to $215.40 per year.
Do you have a Bank of Montreal credit card? By participating in this Performance Account offer, you could receive a $40 rebate on your annual credit card fees. Here are some of the cards eligible for this offer:
So you can select the eligible credit card that’s right for you, and take advantage of welcome offers to earn valuable BMO Rewards points, AIR MILES miles or cash back that can be used for future travel or to pay off your credit card balance.
Consult our page on the best BMO credit card offers to choose the one that best suits your needs:
To keep your welcome offer, you must ensure that your eligible chequing and savings accounts remain open until September 30, 2026. If you close your accounts before this date, BMO reserves the right to take back your bonus.
Exclusions: Be sure to check the list of exclusions, as you may not be eligible for this offer if you are a current or recent BMO customer.
Please take the time to read the terms and conditions to ensure that you comply with them and qualify for this limited-time offer.
Would you like to save and benefit from a bonus? BMO’s Performance Program and chequing account offer will reward you for your efforts with up to $700, plus a promotional rate on your savings account, fee waivers for maintaining a minimum balance in your account, a discount on annual credit card fees and a $50 Walmart eGift card.
It’s one of the best offers on the Canadian market, but only available for a limited time. So now’s the perfect time to take advantage, whether you’re saving for your next travel project, home renovation, or any other reason.
To discover other banking offers, visit our best account offers page.
Maintain a minimum daily balance of $4,000 to avoid the $16.95 monthly fee.
The BMO Performance account is available in all Canadian provinces and territories.
This account is positioned between the Practical and Premium accounts, offering a good balance between benefits and fee waiver conditions.
Savings are here (if you don’t see the sign-up form, please click here):
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