BMO Performance Chequing Account

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BMO Performance Chequing Account
Up to a $800 cash bonus*
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Offer

Earn up to a $800 cash bonus* Plus a Walmart Delivery Pass subscription for up to 12 months*

  • Earn $500 when you:
    • Open and fund a new BMO Performance or Premium Plan Chequing Account by June 1, 2026
    • Complete 2 qualifying criteria by July 31, 2026
  • Earn $100 when you:
    • Set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain it for one year
  • Earn a Walmart Delivery Pass Subscription for up to 12 months when you:
    • Open a Savings Amplifier Account by June 1, 2026
    • Deposit any amount by June 30, 2026
    • Sign up for or update your existing Walmart Delivery Pass by July 31, 2026
  • Earn $150 when you:
    • Open a Savings Amplifier Account by June 1, 2026
    • Deposit $10,000 or more within 30 days of opening and maintain that balance for 3 months
  • Earn $50 when you:
    • Apply 1 Goal and 1 Strategy in My Financial Progress Plan by July 31, 2026
  • Get a promotional interest rate when you add a Savings Amplifier Account*
  • Unlimited transactions*
  • Family members in your household get no fee daily banking with the BMO Family Bundle*
  • Up to $40 rebate for eligible BMO credit cards
  • OnGuard®† Identity Theft Protection at no charge

Fees

Public Consumers
Special Offer Up to a $800 cash bonus*
Monthly Fee $17.95
Monthly Fee Waiver (Min. Amount) $4,000
Monthly Fee Waiver (Details) No monthly plan fees with a minimum balance of $4,000
Unlimited Transactions
eStatement
Paper Statement $2
Credit Card Rebate $40

Our review

With the BMO Performance Chequing Account, you can get up to a $800 cash bonus and a Walmart Delivery Pass for up to 12 months:

  • $500 for opening a Performance account with a deposit before June 1, 2026, and complete 2 qualifying criteria by July 31, 2026.
  • $150 for opening a Savings Amplifier Account before June 1, 2026 + a deposit of $10,000 or more within the first 30 days of account opening, and maintaining that balance for 90 days.
  • $100 by setting up a direct deposit of $500 or more by July 31, 2026 and maintaining it for one year
  • An additional $50 by accessing My Financial Progress and completing eligible activities before April 30, 2026.

Get a promotional interest rate when you add a Savings Amplifier Account*

Other Benefits:

  • Unlimited banking transactions
  • Up to $40 off annual fees on eligible BMO credit cards
  • Free money transfers to 70 destinations

All for $17.95 a month, or free if you maintain a minimum balance of $4,000.

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