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Per dollar of purchases
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
The Scotiabank Gold American Express® Card offers an excellent welcome bonus.
Until January 1, 2026, you can get up to 50,000 Scene+ points as a welcome bonus, distributed as follows:
This represents a value of up to $500 for travel (including Airbnb). Plus, the card is free for the first year!
With the Scotiabank Gold American Express® Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Also, you earn 5 points per dollar for:
And 3 points per dollar on gas, transit and streaming services purchases.
You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.
The Scotiabank Gold American Express® Card also offers no foreign currency transaction fees, excellent travel and purchase insurance, concierge service and exclusive American Express benefits such as the Front of the Line program.
This card has an annual fee of $120 (waived the first year with the current offer).
Earn 5 Scene+ points per dollar spent in specific categories and 3 points per dollar spent elsewhere.
Yes, there’s a special welcome offer in Scene+ points.
Yes, it includes travel benefits and allows you to redeem points for travel.
It includes full travel insurance, including cancellation insurance.
Contactless payment and compatibility with mobile payment services.
You can use your Scotiabank Gold American Express® Card at grocery stores like IGA, Metro, Super C, Safeway, Whole Foods, your local Couche-tard or 7Eleven convenience store, your favourite gas station like Esso, Shell, Petro-Canada or any travel provider!
*Conditions apply. Rates, fees and other information are effective as of October 31, 2025. Subject to change.
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