Offer
Special Offer:
- Enter the code MILESOPEDIA when you apply for your card
- Get $20 in your KOHO account after the first purchase within the first 30 days
Features:
- Earn an extra 1.5% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.25% cash back on all purchases. Plus, up to 50% extra cashback from select merchants.
- Accepted at Costco
- Earn 5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
- $9/month or $84 annual/year to unlock the following KOHO Extra account features.
- No Foreign Exchange fees on any purchases.
- Also get access to 1 free international ATM withdrawal per month.
- Credit Building for $7 / month instead of $10
- Choose from one of five exciting card colours including the exclusive KOHO Extra card design. Receive both a physical and virtual card.
- Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
- Build your credit history with a 6-month Credit Builder program at only $7/month and earn cashback with KOHO Extra Mastercard Prepaid Card
- Get access to a cash advance of up to $250 at 0% interest with KOHO Cover
Card Awards
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$84
First Additional Card
$0
Foreign Transaction Fee
0.00%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
$20 cash back
Costco
Earnings
Per dollar of purchases
All Spending
0.25 %
Groceries
1.5 %
Gas
1.5 %
Dining and Food delivery
0.25 %
Convenience Stores
0.25 %
Drugstores
0.25 %
Local Transport
1.5 %
Travel
0.25 %
Entertainment
0.25 %
Recurring Payments
0.25 %
Telecom/Internet
0.25 %
Streaming services
0.25 %
Online transactions
0.25 %
Office Supplies
0.25 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Our review
Special Offer:
- Enter the code MILESOPEDIA when you apply for your card
- Get $20 in your KOHO account after the first purchase within the first 30 days
The features of the KOHO Extra Mastercard® Prepaid Card (formerly known as the KOHO Premium Mastercard Prepaid Card) are as follows:
- Earn an extra 1.5% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.25% cash back on all purchases. Plus, up to 50% extra cashback from select merchants.
- Accepted at Costco
- Earn 5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
- $9/month or $84 annual/year to unlock the following KOHO Extra account features.
- No Foreign Exchange fees on any purchases.
- Also get access to 1 free international ATM withdrawal per month.
Alternative Cards
-
Prepaid card
-
Accepted at Costco
-
Ideal for teenagers
-
No annual fee
-
Accepted at Costco
-
No annual fee
-
Accepted at Costco
-
Legal
Only the users who successfully register a new KOHO account with the correct link and make their first purchase using their KOHO card within 30 days of registration are eligible for the offer and may claim the one-time $20 bonus in their KOHO account. This offer is non-transferable and may only be used once per person. Offer is not applicable in conjunction with other KOHO offers or promotions. KOHO may, at its sole discretion, suspend, terminate or change the terms and requirements of the offer.