When do the spending limits on Rogers cards come into effect?

Annual spending limits come into effect on August 4, 2026. On this date, each cardholder's spending counter will be reset.

What is the limit for the Rogers World Elite Mastercard?

The annual limit is $61,000. Beyond this amount, the cash back rate drops from 2% (or 3% in US$) to the base rate of 1.5%.

Is the Rogers World Legend Mastercard affected by the limits?

No. The Rogers World Legend Mastercard is the only card in the Rogers portfolio exempt from any annual spending limit.

Is the 1.5x redemption bonus with Rogers changing?

No. The additional 50% bonus when redeeming cash back for Rogers, Fido, Shaw, or Comwave purchases remains unchanged. It also applies to cash back accumulated at the base rate.

What happens if I exceed my Rogers card's annual limit?

All purchases made after exceeding the limit are rewarded at the card's base rate (1% for Red Mastercard and World cards, 1.5% for World Elite). You can also request a product change to a card with a higher limit.

When does the annual spending counter reset?

The counter will be reset on August 4, 2026, for all cardholders. Subsequently, it will reset on the account opening anniversary date or the date of the last product change.

Is the interest rate also changing on Rogers cards?

Yes. The interest rate on purchases increases from 20.99% to 21.99% on all four Red Mastercard cards, including the Legend. This change also comes into effect in August 2026.

Are non-Rogers customers affected by the limits?

Only partially. Cardholders who are not Rogers, Fido, Shaw, or Comwave customers only benefit from the accelerated rate on US dollar purchases. The limit applies to this rate, but the majority of their spending (in Canadian dollars) is already at the base rate.