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Loyalty Program: PC Optimum

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pc financial mastercard
PC® Mastercard®
20,000 Points
First year value : $260
  • No annual fee
  • Accepted at Costco
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  • Earn 20,000 PC Optimum points when you apply for the no annual fee PC World Elite Mastercard and make your first purchase with your new card
  • 30 PC Optimum points per litre of gas at Esso and Mobil
  • 25 PC Optimum points per $ at Shoppers Drug Mart
  • 10 PC Optimum points per $ at Loblaws and Joe Fresh stores
  • 10 PC Optimum points per $ everywhere else
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.97 %
    21.97 % (QC)
  • Balance Transfer Rates —
Milesopedia Links
Earning Rate
  • Drugstores25Points
  • All Spending10Points
  • Groceries10Points
Value
  • Year 1 $260
  • Year 2+ $240
Best For
Transfer Partners
  • PC Optimum

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
pc world mastercard
PC® World Mastercard®
20,000 Points
First year value : $288
  • No annual fee
  • Accepted at Costco
Apply Now
Compare
Learn More
  • Earn 20,000 PC Optimum points when you apply for the no annual fee PC World Elite Mastercard and make your first purchase with your new card
  • 35 PC Optimum points per dollar spent at Shoppers Drug Mart
  • 30 PC Optimum points per litre of gas at Esso and Mobil
  • 20 PC Optimum points per dollar spent at Loblaws and Joe Fresh stores
  • 10 PC Optimum points per dollar of purchases everywhere else
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $50,000
  • Household $80,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.97 %
    21.97 % (QC)
  • Balance Transfer Rates —
Milesopedia Links
Earning Rate
  • Drugstores35Points
  • Groceries20Points
  • All Spending10Points
Value
  • Year 1 $288
  • Year 2+ $288
Best For
Transfer Partners
  • PC Optimum

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Carte World Elite Mastercard Adeptes PC
PC Insiders™ World Elite Mastercard®
No Welcome Offer
First year value : $336
  • Accepted at Costco
Apply Now
Compare
Learn More
  • Welcome offer: receive an annual fee rebate for the first year (value of $120)
  • Unlimited grocery deliveries and pickups for $0 with a free PC Express Pass subscription (an annual value of $99.99), valid for eligible orders of $35 or more.
  • 50 PC Optimum points per dollar spent at Shoppers Drug Mart
  • 50 PC Optimum points per litre of gas at Esso and Mobil
  • 40 PC Optimum points per dollar spent at Loblaws and Joe Fresh stores
  • 10 PC Optimum points per dollar of purchases everywhere else
Annual Fee
  • Primary card $120
  • Additional card $0
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
    21.99 % (QC)
  • Cash Advance Rates 22.97 %
    21.97 % (QC)
  • Balance Transfer Rates —
Milesopedia Links
Earning Rate
  • Drugstores50Points
  • Groceries40Points
  • All Spending10Points
Value
  • Year 1 $336
  • Year 2+ $336
Best For
Transfer Partners
  • PC Optimum

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
10 day(s)
Travel medical insurance up to 64 years old
10 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
pc financial world elite
PC® World Elite Mastercard®
20,000 Points
First year value : $336
  • No annual fee
  • Accepted at Costco
Apply Now
Compare
Learn More
  • Earn 20,000 PC Optimum points when you apply for the no annual fee PC World Elite Mastercard and make your first purchase with your new card
  • 45 PC Optimum points per $ at Shoppers Drug Mart
  • 30 PC Optimum points per $ at Loblaws and Joe Fresh stores
  • 30 PC Optimum points per litre of gas at Esso and Mobil
  • 10 PC Optimum points per $ everywhere else
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 22.97 %
    21.97 % (QC)
  • Balance Transfer Rates —
Milesopedia Links
Earning Rate
  • Drugstores45Points
  • Groceries30Points
  • All Spending10Points
Value
  • Year 1 $336
  • Year 2+ $336
Best For
Transfer Partners
  • PC Optimum

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance

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