With the HSBC World Elite^MD Mastercard^®, you earn rewards points on every spend (and via its welcome bonus).

You can use these reward points for any travel purchase: flights, train tickets, rental cars, hotels, Airbnb rentals, etc). The same applies to any booking made through a travel agency such as Expedia.

Or you can convert your reward points into miles. HSBC Rewards is a partner with three airline loyalty programs:

• Asia Miles – Cathay Pacific
• Krisflyer – Singapore Airlines
• Executive Club – British Airways

As soon as you have 25,000 points in your account, you can convert them into miles. Then in increments of 10,000 points.

Here are the rates for transferring HSBC Rewards points into miles:

And regularly, there are points transfer promotions between HSBC and these partners such as British Airways Executive Club.

Or you could book a Reward Flight with the Krisflyer program for travel on Singapore Airlines in Economy, Business or even First Class!

To use your HSBC World Elite^® Mastercard^® rewards points, you will need to log in to your HSBC online account. Open the menu to view your account details.

Then click on “Reward Points“. You can also visit the HSBC Rewards portal at this address.

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Once on the HSBC Rewards portal, select the “Rewards for Miles” option from the “Travel” menu. Alternatively, you can click on this link to go to this page.

Then choose one of the partner programs such as Asia Miles, Singapore KrisFlyer or British Airways Executive Club and click on “Redeem your points now.”

Then choose the number of points you want to redeem from the drop-down menu and enter your first name, last name and partner program membership number. Please note that these must be absolutely identical with the information in your airline partner account.

Then click on “Add to shopping cart.”

Then, once in your cart, you will have to confirm once by clicking on “Proceed to checkout”.

Then a second time by entering your email address and clicking on “Redeem”.

You should then receive the value of the points redeemed in miles directly into the airline partner’s account within 5-10 days.

The HSBC World Elite^® Mastercard^® has an annual fee of $149. Don’t forget that you also get a $100 Travel Enhancement credit each year, which virtually lowers your annual fee to $49. What’s unique about a credit card :

• Mastercard World Elite (with insurance and accepted everywhere)
• No foreign currency conversion fees
• Earning 6 points per dollar on all travel purchases
• Earning 4 points per dollar for grocery, gas and drugstore purchases
• Earning 2 points per dollar on all purchases (including Costco)

And if you don’t want to convert your HSBC Rewards Points to miles, you can still redeem them for travel paid for with your Card.