WestJet RBC® World Elite Mastercard‡

Welcome Bonus
Up to 45,000 WestJet Points
Ends Aug 31, 2026
  • Earn WestJet points on your purchases
  • Premium Insurance
  • Accepted at Costco
Annual Fee
$139
Interest rates
Purchase Rates
20.99%
Cash Advance Rates
22.99%
21.99% (QC)
Balance Transfer Rates
22.99%
21.99% (QC)
WestJet RBC® World Elite Mastercard‡
WestJet RBC® World Elite Mastercard‡
Up to 45,000 WestJet Points
Ends Aug 31, 2026
Apply Now

Offer

Welcome Offer: Get up to 45,000 WestJet points1

  • 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”)
  • additional 20,000 WestJet points when you spend a minimum of $5,000 in the first 3 months

WestJet RBC World Elite Mastercard Benefits

  • Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard*
  • Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card*
  • Receive an annual round-trip companion voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card5, or choose to exchange it for one of the following:
    • A 30% flight discount for one traveller*
    • A $200 credit towards a WestJet Vacations package or Sunwing Vacations package*
    • Two airport lounge passes*

WestJet Points earned with the WestJet RBC World Elite Mastercard

  • Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations*
  • Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare*
  • Earn 1.5 points for every dollar you spend on all other everyday purchases*
  • WestJet dollars can now be used to cover the total cost of your WestJet or Sunwing flight or vacation package, including taxes and fees*
  • No blackout periods.

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more Petro-Points when you pay with a linked RBC card*

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card*

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees on orders of $15+ when you pay with an eligible RBC credit card*

Enjoy airport lounges worldwide:
Your WestJet RBC World Elite Mastercard entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.12 This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com*

Travel with peace of mind thanks to our comprehensive insurance coverage*

  • Mobile Device Insurance*
  • Trip Cancellation Insurance*
  • Out-of-Province/Country Emergency Medical Insurance*
  • Trip Interruption Insurance*
  • Flight Delay Insurance*
  • Travel Accident Insurance*
  • Auto Rental Collision/Loss Damage Waiver Insurance*
  • Delayed Baggage Insurance*
  • Hotel/Motel Burglary Insurance*
  • Purchase Security and Extended Warranty Insurance*

Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind.

Card Awards

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $139
First Additional Card $59
Other Additional Card $59
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Aug 31, 2026
Welcome Bonus amount Up to 45,000 WestJet Points
Minimum Spending Required $5,000
Minimum Spending Timeframe (Months) 3 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 1.5 WestJet Points
Groceries 2 WestJet Points
Gas 2 WestJet Points
Dining and Food delivery 1.5 WestJet Points
Convenience Stores 1.5 WestJet Points
Drugstores 1.5 WestJet Points
Local Transport 2 WestJet Points
Travel 1.5 WestJet Points
Entertainment 1.5 WestJet Points
Recurring Payments 1.5 WestJet Points
Telecom/Internet 1.5 WestJet Points
Streaming services 1.5 WestJet Points
Online transactions 1.5 WestJet Points
Office Supplies 1.5 WestJet Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

With the WestJet RBC World Elite Mastercard, you can earn up to 45,000 WestJet dollars as a welcome bonus:

  • 25,000 WestJet points on your first purchase
  • 20,000 WestJet points when you spend $5,000 within the first three months

With the WestJet RBC World Elite Mastercard, you get a travel companion voucher redeemable for a round-trip flight at a reduced rate. What’s more, your purchases bring you one step closer to a status lift with WestJet.

Also, the primary cardholder and up to 8 guests benefit from free check-in of the first bag on WestJet flights.

With the WestJet RBC World Elite Mastercard, you earn 2 WestJet points per dollar of purchase when you buy a flight, a WestJet or Sunwing vacation package, and 1.5 WestJet points on everyday purchases.

Finally, you benefit from extensive insurance coverage: out-of-province or out-of-country emergency medical insurance, travel accident insurance, trip interruption insurance, flight delay insurance and essential item purchases, hotel or motel burglary insurance, rental vehicle collision and damage insurance.

Frequently Asked Questions

Alternative Cards

4.2

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