Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information about any information on any advertiser product, please visit their website. We receive compensation from some financial institutions listed on this site. Although we are compensated for each approved financial product through our website’s affiliate links, our research and content are based on an objective analysis. †Terms and conditions apply.
Welcome Offer
Offer Details
Get up to 70,000 WestJet points1:
Get more with WestJet Rewards Status Lift
Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet. Learn more at www.westjet.com/statuslift
WestJet Benefits
Other Benefits
12 Months of Free Delivery With Doordash
Per dollar of purchases
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
With the WestJet World Elite Mastercard‡ RBC®, you can earn up to 70,000 WestJet dollars as a welcome bonus:
With the WestJet RBC World Elite Mastercard, you get a travel companion voucher redeemable for a round-trip flight at a reduced rate. What’s more, your purchases bring you one step closer to a status lift with WestJet.
Also, the primary cardholder and up to 8 guests benefit from free check-in of the first bag on WestJet flights.
With the WestJet RBC World Elite Mastercard, you earn 2 WestJet points per dollar of purchase when you buy a flight, a WestJet or Sunwing vacation package, and 1.5 WestJet points on everyday purchases.
You’ll also benefit from a wide range of insurance plans : Out-of-Province/Country Emergency Medical Insurance, Travel Accident Insurance, Trip Interruption Insurance, Flight Delay and Emergency Purchases Insurance, Hotel/Motel Burglary Insurance, and Rental Vehicle Collision/Loss Damage Insurance.
Yes, free check-in for the first bag and an annual travel companion voucher.
$139 for the primary card, $59 for additional cards.
Yes, it includes various travel and purchase insurances.
Yes, you can use this Mastercard at Costco.
20.99% on purchases, 22.99% on cash advances, and 22.99% on balance transfers.
Refer to RBC page for up to date offer terms and conditions
1 To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between November 5, 2025 and February 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows:
(i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and(ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).
You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.
Welcome WestJet Points, Additional WestJet Points and Anniversary WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points, Additional Welcome WestJet points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
2 Applicable to World Elite companion vouchers issued from June 30, 2024 onwards: Once your WestJet World Elite Mastercard RBC application is approved, please allow four to six weeks after the date of your first purchase for the round-trip companion voucher (the “World Elite companion voucher”) to appear in your WestJet Rewards account, accessible at westjet.com/account. The World Elite companion voucher is offered to new WestJet World Elite Mastercard RBC cardholders only, and each year thereafter, four to six weeks following the annual fee charge. The primary cardholder can use the World Elite companion voucher once, in one of the following ways: A) a round-trip flight for $119 within Canada or the continental United States at the UltraBase, Econo, or EconoFlex fare (“Economy class”) or for $219 at the Premium or PremiumFlex fare (“Premium class”); B) a round-trip flight to or from any other destination in the WestJet network for $399 in Economy class or $499 in Premium class. Applicable taxes, fees, fares, and other air transportation charges for the World Elite companion voucher must be paid at the time of booking. Unless otherwise stated, companion voucher fees shown are in Canadian dollars (CAD) and apply to flights departing from Canada. Bookings made with a World Elite companion voucher for flights departing from a country other than Canada will be displayed in the currency of the country of departure. To learn more, visit westjet.com/en-ca/rewards/terms-conditions/credit-card-companion-voucher. Additional fees may apply for bookings made via the Contact Centre.
The World Elite companion voucher A) applies to eligible published Economy and Premium class fares for flights marketed and operated entirely by WestJet only, B) can only be used if the companion travels with you on the same itinerary, and C) applies only to new bookings made on westjet.com or through the WestJet call centre. The World Elite companion voucher cannot be applied A) to Business, BusinessFlex, or Member Exclusive fares, B) to existing bookings, nor C) to group bookings, WestJet Vacations bookings, or Sunwing Vacations bookings. Other conditions apply. Visit westjet.com/companion-voucher. to learn more. The first World Elite companion voucher is not available to customers who are currently, or have previously been, primary cardholders of a WestJet World Elite Mastercard RBC. Additional cardholders (co-applicants and authorized users) are also not eligible for the World Elite companion voucher offer. This offer may not be combined or used in conjunction with any other offer. The terms and conditions applicable to the World Elite Companion Voucher are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to change or withdraw this offer at any time. For more information, visit westjet.com/companionvoucher.
3 Valid for the primary WestJet World Elite Mastercard RBC cardholder and up to eight (8) travel companions on the same booking. Not valid for group travel companions (ten or more passengers on the same booking). The eligible member’s 9-digit WestJet Rewards ID must have been added to the booking at the time of check-in. Valid for itineraries marketed and operated entirely by WestJet. Not valid for codeshare flights or with interline partners. Baggage dimensions and weight must comply with WestJet’s standard checked baggage allowance. Any baggage exceeding permitted dimensions or weight is subject to applicable restrictions and fees. More details can be found at https://www.westjet.com/en-ca/flights/fees. This offer must be used as described and has no cash or exchange value.
4 Effective April 30, 2025, primary WestJet World Elite Mastercard RBC or WestJet RBC World Elite Business Mastercard credit cardholders (“eligible cardholders”) will have access to an enhanced version of Tier Boost (an annual benefit allowing eligible cardholders to reach Silver, Gold, or Platinum status faster) providing them with a new way to earn eligible spend for status qualification.(opens in a new window)
Eligible cardholders will earn the equivalent of CAD $200 in eligible spend for status qualification for every $5,000 in eligible purchases (defined below) (“status boost reward”) charged to their WestJet World Elite Mastercard RBC or WestJet RBC World Elite Business Mastercard credit card account (each, an “eligible RBC World Elite account”) during an eligibility year (defined below). Status boost rewards will be added to eligible spend for status qualification already earned, bringing cardholders closer to the next tier of the WestJet Rewards program. If an eligible cardholder holds two (2) eligible RBC World Elite accounts, the total amount of eligible purchases (defined below) made using both accounts will be considered in the calculation of the $5,000 in eligible purchases.
For existing eligible cardholders prior to April 30, 2025: Eligible purchases (defined below) appearing on the cardholder’s January, February, March, and April 2025 monthly statements will be considered in the calculation of the $5,000 in eligible purchases (new eligibility threshold for eligible spend for status qualification), and WestJet will credit any additional boost to their WestJet Rewards account in May 2025.
“eligible purchases” means the net total of purchase transactions made by any cardholder on the eligible RBC World Elite account and appearing on a monthly statement of the RBC World Elite account during an eligibility year (defined below), less returns and other credits, fees, interest charges, and cash advances (balance transfers, cash-like transactions, bill payments that are not pre-authorized debits established with a merchant). “eligibility year” means the period from January 1 to December 31 of each calendar year. For new eligible RBC World Elite accounts, the term refers to the period from the date of the account’s first monthly statement to December 31. Up to fifty (50) status boost rewards may be granted per eligibility year, equivalent to CAD $10,000 in eligible spend for status qualification. A status boost reward will be awarded approximately ten (10) business days after the date of the monthly statement on which the $5,000 eligible purchases threshold was met. For each eligibility year, status boost rewards are granted based on the total amount of eligible purchases charged to an eligible RBC World Elite account before the December monthly statement date (statement generation date). Consequently, some purchases made in December may not be included in the $5,000 in eligible purchases for a given eligibility year. For example, if monthly statements are generated on the 27th day of each month and a purchase is made on December 28, the transaction will appear on the January monthly statement and will not count towards the $5,000 in eligible purchases for the current eligibility year. Status boost rewards and eligible purchases will be reset to zero (0) at the beginning of each eligibility year.
For an eligible cardholder to receive a status boost reward, their RBC World Elite account must be open and in good standing at the time the reward is granted. If an eligible cardholder closes an eligible RBC World Elite account before the end of an eligibility year, WestJet reserves the right to cancel any status boost reward or status qualification obtained under this program. Eligible spend for status qualification earned through Tier Boost has no cash or exchange value and cannot be transferred. WestJet and Royal Bank of Canada reserve the right to modify or withdraw the Tier Boost benefit at any time.
6 Earn 2 WestJet dollars for every dollar spent on eligible WestJet flights or WestJet Vacations packages and 1.5 WestJet dollars for every dollar spent on everyday purchases when you pay with your WestJet World Elite Mastercard RBC. The additional 0.5 WestJet dollar per dollar spent on eligible WestJet flights or WestJet Vacations packages i) is in addition to the 1.5 WestJet dollars per dollar spent on all other types of purchases and is calculated separately, and ii) will only be awarded if WestJet or WestJet Vacations appears as the merchant for these purchases on your monthly credit card statement. Therefore, if you book a WestJet flight or WestJet vacation package through a travel agency or a third-party website, you may not be eligible for the additional 0.5 WestJet dollar per dollar spent. WestJet dollars are awarded on net purchases only; they are not awarded on cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized debits established with a merchant), interest charges, and other fees. Return or adjustment credits will reduce or cancel the number of WestJet dollars earned on amounts originally charged to the card.
8 The primary cardholder of a WestJet World Elite Mastercard RBC can exchange each valid annual World Elite companion voucher for four (4) single-use lounge vouchers (“lounge vouchers”) at WestJet’s partner airport lounges. These vouchers will be identified as: Lounge Access – RBC. Applicable to primary WestJet World Elite Mastercard RBC cardholders who hold a valid annual World Elite round-trip companion voucher (“World Elite companion voucher”), deposited into their account four to six weeks after their first purchase date, and 30 days after their credit card renewal date each year thereafter. Additional cardholders (co-applicant and authorized users) on the WestJet World Elite Mastercard RBC credit card account are not eligible for lounge vouchers. All requests to exchange World Elite companion vouchers for lounge vouchers must be submitted at www.westjet.com/en-ca/rewards/credit-cards/rbc-mastercard/lounge-exchange at least four days prior to the cardholder’s planned travel date and before the World Elite companion voucher expires. Cardholders will be able to view lounge vouchers and their expiration dates in the Vouchers section of their WestJet Rewards account. Lounge vouchers will have the same expiration date as the World Elite companion voucher used for the exchange. Lounge vouchers must be redeemed before their expiration date. If you have multiple World Elite companion vouchers, the one expiring first will be redeemed first. Log in to westjet.com to view available vouchers. There is no limit to the number of World Elite lounge vouchers that can be exchanged. If a lounge voucher expires after a cardholder has exchanged a World Elite companion voucher, but before the lounge voucher has been redeemed, the lounge voucher(s) will not be valid. Once a cardholder has requested to exchange a World Elite companion voucher for four (4) lounge vouchers, the exchange will be considered final and cannot be cancelled or refunded.
lounge voucher terms and conditions: lounge vouchers may be used by the primary WestJet RBC® World Elite Mastercard cardholder and accompanying guests. Guests and travelling companions may only use the lounge voucher if they are accompanied by the primary cardholder and are travelling on the same day on a WestJet flight departing from the same airport. If the primary cardholder already has access to the lounges as a Platinum, Gold or Silver cardholder, vouchers from lounge can be used for other guests or companions accompanying the primary cardholder. lounge vouchers are valid only in WestJet partner airport lounges, up to three hours before flight departure. Visit westjet.com/lounges for a current list of lounges. The primary cardholder must present a valid boarding pass showing their WestJet Rewards ID and a WestJet flight number for an outbound flight when entering lounge: a printed voucher is not required for redemption. Vouchers from lounge are valid only for flights marketed by WestJet (identified by a WS carrier code preceding the flight number); they are not valid for itineraries marketed by a partner.
lounge vouchers must be used as described. They have no cash value and are not transferable. Unused lounge vouchers and World Elite companion vouchers will be automatically cancelled upon closure of your WestJet RBC World Elite Mastercard account. Royal Bank of Canada and WestJet reserve the right to change, cancel or withdraw this offer at any time, even after you have accepted it. The terms and conditions applicable to lounge vouchers are established by WestJet, and WestJet reserves the right to modify or withdraw this offer at any time. For more information on lounge vouchers, visit https://www.westjet.com/fr-ca/recompenses/cartes-credit/mastercard-rbc/echange-lounge. The terms and conditions of this benefit are subject to the terms and conditions of the WestJet Rewards program at the time of redemption. WestJet, not Royal Bank of Canada, is solely responsible for the terms and conditions of the WestJet Rewards program.
9 WestJet dollars can be used to pay for: (1) base fares marketed by WestJet; (2) certain related WestJet services, such as checked baggage, upgrades, and seat selection; (3) all applicable taxes, fees, fares, and other air transportation charges on flights marketed by WestJet; (4) WestJet Vacations packages, eligible Sunwing Vacations packages, or WestJet Vacations Quebec packages; (5) purchases from designated participating partners; and (6) purchases made at the WestJet online store. No retroactive redemption of WestJet dollars will be permitted. A minimum redemption of 2,500 WestJet dollars applies to purchases at UltraBase, Econo, Premium, and Business fares; the entire base fare and other air transportation charges must be paid with WestJet dollars when paying for a Member Exclusive fare. A minimum of 5,000 WestJet dollars per booking applies to WestJet Vacations, Sunwing Vacations, or WestJet Vacations Quebec package bookings. Other restrictions may apply and are subject to change at any time. For full details, visit westjet.com/redeem
12 To take advantage of this offer, you must be a holder of an RBC debit or credit card issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC card”). RBC business clients can link up to two (2) RBC business credit cards and one (1) RBC business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or have downloaded the RBC Mobile app to link an RBC card to your Petro-Points card. It may take up to two (2) business days for savings and bonus points to apply to your purchases due to card linking processing. By “linked RBC card,” we mean an RBC card linked to a Petro-Points account. Your linked RBC card acts as your Petro-Points card. You automatically earn Petro-Points, without needing to swipe your Petro-Points card, when you pay for eligible purchases with your linked RBC card at a Petro-Canada location. You can redeem your Petro-Points at Petro-Canada using your linked RBC card. Each time you use your linked RBC card to purchase any grade of fuel or diesel at a Petro-Canada location, you save three cents (3¢) per litre at the time of the transaction.
Each time you use your linked RBC card to pay for eligible purchases at a Petro-Canada location, you earn twenty percent (20%) more Petro-Points than you normally would, in accordance with the Petro-Points program terms and conditions available at www.petro-canada.ca/en/personal/terms. Petro-Points are not awarded for the purchase of tobacco products, vaping products, gift cards, public transit tickets, and taxes on non-petroleum purchases.
18 For individuals under 65, 15 days of coverage. For individuals 65 and over, 3 days of coverage. This product is underwritten by RBC Insurance Company of Canada.
Savings are here (if you don’t see the sign-up form, please click here):
You can change your preferences or opt out at any time by clicking on one of the hyperlinks available at the bottom of each newsletter.
If you are already a subscriber and would like to unsubscribe, you can click on the link at the bottom of any of our e-mails.