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Scotia Value Visa Card is one of the best credit cards for cash advances (including balance transfers) in Canada.
You can get an introductory interest rate of 0.99% on cash advances for the first nine months (including balance transfers, with a 2% transfer fee). You pay no annual fee for the first year with this Visa credit card.
What’s more, this Visa credit card offers a low interest rate: 13.99% on purchases, balance transfers and cash advances.
A rate of 0.99% for the first 9 months, then 13.99%.
$29, but free for the first year. Offer valid until October 31, 2025.
With a low interest rate of 13.99%, you can save on interest.
Yes, you can transfer balances from high-rate cards and save even more.
*Conditions apply. Rates, fees and other information are effective as of Oct 31, 2025. Subject to change.
Savings are this way (if you don’t see the signup form, click here):
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