RBC Visa Classic Low Rate Option Card  🇨🇦

Welcome Bonus
Get a 0.99% interest rate on balance transfers for 10 months
Ends Feb 26, 2025
Annual Fee
$20
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
12.99 %
Cash Advance Rates
12.99 %
Balance Transfer Rates
12.99 %

carte visa classique RBC taux reduit
RBC Visa Classic Low Rate Option Card
Get a 0.99% interest rate on balance transfers for 10 months
Ends Feb 26, 2025
Apply Now

Offer

Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers* and no annual fee for the first year.* Limited time offer. Apply by February 26th, 2025.

  • Take advantage of low interest rates on purchases and cash advances
  • Low annual fee
  • Purchase security and extended warranty insurance

Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

  • Get a 3-month complimentary DashPass subscription – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $20
First Year Annual Fee Rebate
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 12.99%
Cash Advance Rates 12.99%
Balance Transfer Rates 12.99%

Advantages

Offer ends on Feb 26, 2025

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The RBC Visa Classic Low Rate Option Card is one of the best low-interest credit cards in Canada.

Take advantage of a 0.99% introductory rate on balance transfers for the first 10 months, plus no annual fee for the first year. Offer available for a limited time. Apply by February 26, 2025.

You can also save on fuel at Petro-Canada stations and earn an additional 20% in Petro-Points by linking your RBC Visa Classic with Low Interest Option to your Petro-Points card. Finally, you can get three months of free delivery with DoorDash by linking your RBC Classic Visa with Low Interest Option to your DoorDash account.

Thus, you can get a free three-month subscription to DashPass worth nearly $30 and enjoy unlimited free deliveries on orders of $15 or more when paying with your RBC Visa Classic Low Rate Option Card.

Frequently Asked Questions

Alternative Cards

3 Milesopedia Rating

Receive our newsletter every week!

Savings are here:

Milesopedia