RBC Cash Back Preferred World Elite Mastercard  🇨🇦

Welcome Bonus
No Welcome Offer
  • Accepted at Costco
Annual Fee
$99
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %

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RBC Cash Back Preferred World Elite Mastercard
No Welcome Offer
Apply Now
Updated Oct 1, 2024

Offer

  • Earn up to 1.5% cash back on all your purchases
  • Get unlimited cash back, no limit to what you can get back
  • Get exclusive benefits and offers4 from a variety of on-demand apps and subscription services, like foodora and Ritual.
  • Premium purchase protection for 120 days
  • Extended warranty triples the manufacturer’s original Canadian warranty
  • Protect your rental car with Auto Rental collision/Loss Damage Insurance
  • Instantly save 3₵ per litre on gas & earn 20% more Petro-Points when you link your Petro-Points card to any RBC Card online.

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $99
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 1.5 %
Groceries 1.5 %
Gas 1.5 %
Dining and Food delivery 1.5 %
Convenience Stores 1.5 %
Drugstores 1.5 %
Local Transport 1.5 %
Travel 1.5 %
Entertainment 1.5 %
Recurring Payments 1.5 %
Telecom/Internet 1.5 %
Streaming services 1.5 %
Online transactions 1.5 %
Office Supplies 1.5 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
120 day(s)
Mobile Device Insurance
Price Protection

Our review

With the RBC Cash Back Preferred World Elite Mastercard, earn 1.5% cash back on all your purchases. Costco included. And this, without any annual limit!

In addition, you get several benefits such as:

  • Instant fuel savings at Petro-Canada
  • 12 months of free delivery with DoorDash

Finally, the RBC Cash Back Preferred World Elite Mastercard is ideal for protecting your purchases. You get:

  • Premium purchase protection for 120 days
  • Extended warranty triples the manufacturer’s original Canadian warranty

Frequently Asked Questions

4.5 Milesopedia Rating

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