PC Insiders™ World Elite Mastercard®

Welcome Bonus
No Welcome Offer
  • Accepted at Costco
Annual Fee
$120
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
21.99%
21.99% (QC)
Cash Advance Rates
22.97%
21.97% (QC)
Balance Transfer Rates
Carte World Elite Mastercard Adeptes PC
PC Insiders™ World Elite Mastercard®
No Welcome Offer

Offer

  • Welcome offer: receive an annual fee rebate for the first year (value of $120)
  • Unlimited grocery deliveries and pickups for $0 with a free PC Express Pass subscription (an annual value of $99.99), valid for eligible orders of $35 or more.
  • 50 PC Optimum points per dollar spent at Shoppers Drug Mart
  • 50 PC Optimum points per litre of gas at Esso and Mobil
  • 40 PC Optimum points per dollar spent at Loblaws and Joe Fresh stores
  • 10 PC Optimum points per dollar of purchases everywhere else

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 21.99%
Cash Advance Rates 22.97%
Purchase Rate (QC) 21.99%
Cash Advance Rate (QC) 21.97%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 10 Points
Groceries 40 Points
Gas 10 Points
Dining and Food delivery 10 Points
Convenience Stores 10 Points
Drugstores 50 Points
Local Transport 10 Points
Travel 10 Points
Entertainment 10 Points
Recurring Payments 10 Points
Telecom/Internet 10 Points
Streaming services 10 Points
Online transactions 10 Points
Office Supplies 10 Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
10 day(s)
Travel medical insurance up to 64 years old
10 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

With the PC Insiders™ World Elite Mastercard®, you get:

  • 50 PC Optimum points per dollar spent at Shoppers Drug Mart
  • 40 PC Optimum points per dollar spent at Loblaws and Joe Fresh stores
  • 30 PC Optimum points per litre of gas at Esso and Mobil
  • 10 PC Optimum points per dollar of purchases everywhere else

This means you get between 1% and 5% on your purchases made at PC Optimum stores. You can then use your PC Optimum points for rebates at the checkout of these PC Optimum stores. Plus, the first year is free!

In addition, you can get unlimited grocery deliveries and pickups for $0 with a free PC Express Pass subscription (an annual value of $99.99), valid for eligible orders of $35 or more.

Alternative Cards

3.5

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