Laurentian Bank Visa Infinite* Card | Milesopedia
Milesopedia

Laurentian Bank Visa Infinite* Card

Laurentian Bank Visa Infinite* Card
Welcome Bonus
Up to $600 in points
Annual Fee
$130
First Year Annual Fee Rebate (terms apply)
  • Premium Insurance
  • Visa Infinite Benefits
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
Balance Transfer Rates
21.99 %

Offer

Use it to earn it

  • 2 points on Gas, Grocery, Travel and Transportation
  • 2 points on Recurring Payments
  • 1 point on everything else

No annual fee for the first year

  • Save $130, equal to the first year’s annual fee. Plus, get fee rebates for up to 2 authorized users worth $100.

Earn up to $600 in points

  • In the first 3 months, you’ll get 6x the points equal to 12% in cash back on gas, grocery, travel, transportation and recurring payments. You’ll also earn 3x the points equal to 3% in cash back on all other eligible purchases up to a total combined spend of $5,000.

Get up to 17,000 bonus points

  • Here’s how you can earn more points:
    • 10,000 bonus points worth $100 when you set up a pre-authorized payment within the first 3 months;
    • 5,000 bonus points worth $50 when you set up an instalment plan for 1 eligible purchase within the first 3 months; and
    • 2,000 bonus points worth $20 when you refer a friend or family member.
  • 2 points on Gas, Grocery, Travel and Transportation
  • 2 points on Recurring Payments
  • 1 point on everything else

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $130
First Year Annual Fee Rebate
First Additional Card $50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $600 in points
Minimum Spending Required $5,000
Minimum Spending Timeframe (Months) 3 month(s)
Concierge

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 2 %
Gas 2 %
Dining and Food delivery 1 %
Convenience Stores 1 %
Drugstores 1 %
Local Transport 2 %
Travel 2 %
Entertainment 1 %
Recurring Payments 2 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,000
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

*

Milesopedia Links
2 Milesopedia Rating