Offer
Get up to 11,000 bonus points
- Here’s how you can earn more points:
- 5,000 bonus points worth $50 when you make your first purchase within the first 3 months;
- 2,000 bonus points worth $20 when you add an authorized user;
- 2,000 bonus points worth $20 when you set up a pre-authorized payment within the first 3 months; and
- 2,000 bonus points worth $20 when you refer a friend or family member.
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$30
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
12.49%
Cash Advance Rates
13.99%
Balance Transfer Rates
12.49%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Earnings
Per dollar of purchases
All Spending
0.00
Groceries
0.00
Gas
0.00
Dining and Food delivery
0.00
Convenience Stores
0.00
Drugstores
0.00
Local Transport
0.00
Travel
0.00
Entertainment
0.00
Recurring Payments
0.00
Telecom/Internet
0.00
Streaming services
0.00
Online transactions
0.00
Office Supplies
0.00
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection