Offer

Special Offer:

Enter the code MILESOPEDIA when you apply for your card
Get $20 in your KOHO account after the first purchase within the first 30 days

Features:

Earn an extra 2% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.5% cash back on all purchases. Plus, up to 50% extra cashback from select merchants.
Accepted at Costco
Earn 5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
$19/month to unlock the following KOHO Everything account features.
No Foreign Exchange fees on any purchases.
Also get access to 1 free international ATM withdrawal per month.
Credit Building for $5 / month instead of $10
Choose from one of five exciting card colours including the exclusive KOHO Everything card design. Receive both a physical and virtual card.
Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
Build your credit history with a 6-month Credit Builder program at only $5/month and earn cashback with KOHO Extra Mastercard Prepaid Card
Get access to a cash advance of up to $250 at 0% interest with KOHO Cover

Card Awards

Prepayee-MeilleureCarte-Milesopedia-2024

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $84

First Additional Card $0

Foreign Transaction Fee 0.00%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount $20 cash back

Costco

Earnings

Per dollar of purchases

All Spending 0.5 %

Groceries 2 %

Gas 2 %

Dining and Food delivery 0.5 %

Convenience Stores 0.5 %

Drugstores 0.5 %

Local Transport 2 %

Travel 0.5 %

Entertainment 0.5 %

Recurring Payments 0.5 %

Telecom/Internet 0.5 %

Streaming services 0.5 %

Online transactions 0.5 %

Office Supplies 0.5 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

Purchase Protection

Mobile Device Insurance

Price Protection

Our review

Special Offer:

Enter the code MILESOPEDIA when you apply for your card
Get $20 in your KOHO account after the first purchase within the first 30 days

The features of the KOHO Everything Mastercard® Prepaid Card are as follows:

Earn an extra 2% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.5% cash back on all purchases. Plus, up to 50% extra cashback from select merchants.
Accepted at Costco
Earn 5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
$19/month to unlock the following KOHO Everything account features.
No Foreign Exchange fees on any purchases.
Also get access to 1 free international ATM withdrawal per month.

Milesopedia Links

Alternative Cards

KOHO Essential Mastercard^® Prepaid Card

$20 cash back

First year value : $104

Apply Now

KOHO Extra Mastercard Prepaid Card

3 months free + $20 cash back

First year value : $128

Apply Now

Neo Money Card

No Welcome Offer

First year value : $120

Apply Now

JA Money card—powered by Neo

No Welcome Offer

First year value : $120

Apply Now

Legal

Only the users who successfully register a new KOHO account with the correct link and make their first purchase using their KOHO card within 30 days of registration are eligible for the offer and may claim the one-time $20 bonus in their KOHO account. This offer is non-transferable and may only be used once per person. Offer is not applicable in conjunction with other KOHO offers or promotions. KOHO may, at its sole discretion, suspend, terminate or change the terms and requirements of the offer.

4 Milesopedia Rating