CIBC Dividend^® Visa* Card for Students

Offer

Card Awards

Fees & Conditions

Value

Advantages

Earnings

Per dollar of purchases

Insurance

Travel Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Our review

The CIBC Dividend® Visa* Card for Students is one of Canada’s best cashback Visa credit cards for students. Sign up for a card and receive up to $125 cash back.

With this CIBC Student Credit Card, you get:

• 2% cash back on eligible grocery purchases^†
• 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases and eligible recurring payments^†
• 0.5% cash back on all other purchases^†

What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPC, for instant savings on over 450 in-store and online transactions.

And this CIBC Student Credit Card offers some insurance coverages:

• $100,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

Frequently Asked Questions

• What is the cashback percentage on grocery purchases with the CIBC Dividend® Visa* Card for Students?

  With the CIBC Dividend® Visa* Card for Students, you earn 2% cash back on eligible grocery purchases.

• How are cash back on other types of purchases calculated with CIBC Dividend® Visa* Card for Students?

  CIBC Dividend® Visa* Card for Students offers 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases, as well as on eligible recurring payments, and 0.5% cash back on all other purchases.

• How can I redeem my cash back with the CIBC Dividend® Visa* Card for Students?

  You can redeem your cash back at any time when you have a balance of at least $25 via CIBC Online Bankingᴹᴰ or CIBC Mobile Bankingᴹᴰ.

• What additional benefits can students get with the CIBC Dividend® Visa* Card for Students?

  Eligible students can benefit from free enrolment in the SPC+ program, which offers over 450 deals on everyday purchases, increased discounts, special experiences and exclusive gifts, making student life more rewarding with CIBC.

• How does the CIBC Dividend® Visa* Card for Students help you manage your student budget?

  The CIBC Dividend® Visa* Card for Students offers cash back on various categories of purchases, including groceries and gas, helping students save and manage their budgets while enjoying the essentials of student life.

• What is the minimum amount of cash back required to redeem with the CIBC Dividend® Visa* Card for Students?

  To redeem your cash back with CIBC Dividend® Visa* Card for Students, you must have a balance of at least $25.

• How can I obtain free registration for the SPC+ program at CIBC Dividend® Visa* Card for Students?

  Eligible students can obtain free enrolment in the SPC+ program at CIBC Dividend® Visa* Card for Students, and benefit from numerous advantages and discounts.

Alternative Cards

CIBC Aventura^® Visa* Card for Students

Up to 10,000 Aventura Points ^†

First year value : $314

Apply Now

BMO CashBack^® Mastercard^®* for students

Up to $100 cash back

Ends Jun 1, 2025

First year value : $358

Apply Now

CIBC Dividend^® Visa* Card

Up to $100 cash back^†

First year value : $338

Apply Now

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