Offer

Get up to 45,000 Aeroplan points:
- 10,000 Aeroplan points the first time you make a purchase^†
- 10,000 Aeroplan points if you spend at least $5,000 during the periods covered by the first four monthly statements^†
- 25,000 Aeroplan points as an additional anniversary bonus if you have at least $15,000 in net purchases charged to your account during the period covered by the first 12 monthly statements^†
Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year^†
Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189^†

Fees & Conditions

Personal Income $60,000

Household Income $100,000

Annual Fee $139

First Year Annual Fee Rebate

First Additional Card $50

Other Additional Card $50

Foreign Transaction Fee 2.5%

Purchase Rates 20.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Cash Advance Rate (QC) 21.99%

Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

$900

0 $

First Year Annual Fee Rebate

First year offer value

$1,039

Rewards Earned

$564

Annual fee

$139

Net value

$1,603

$425

How we value points and benefits.

Advantages

Welcome Bonus amount Up to 45,000 Aeroplan Points

Minimum Spending Required $15,000

Minimum Spending Timeframe (Months) 12 month(s)

Concierge

Earnings

Per dollar of purchases

All Spending 1 Aeroplan Point

Groceries 1.5 Aeroplan Points

Gas 1.5 Aeroplan Points

Dining and Food delivery 1 Aeroplan Point

Convenience Stores 1 Aeroplan Point

Drugstores 1.5 Aeroplan Points

Local Transport 1 Aeroplan Point

Travel 1 Aeroplan Point

Entertainment 1 Aeroplan Point

Recurring Payments 1 Aeroplan Point

Telecom/Internet 1 Aeroplan Point

Streaming services 1 Aeroplan Point

Online transactions 1 Aeroplan Point

Office Supplies 1 Aeroplan Point

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

$5,000,000

15 day(s)

Travel medical insurance up to 64 years old

$5,000,000

15 day(s)

Travel medical insurance 65+

$5,000,000

3 day(s)

Trip Cancellation Insurance

$1,500

Trip Interruption Insurance

$2,000

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$500

Lost/Stolen Baggage Insurance

$500

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Insurance Document

Our review

With the CIBC Aeroplan® Visa Infinite* Card, you can earn up to 45,000 Aeroplan points and a rebate on annual fees for the first year:

10,000 Aeroplan points the first time you make a purchase^†
10,000 Aeroplan points if you spend at least $5,000 during the periods covered by the first four monthly statements^†
25,000 Aeroplan points as an additional anniversary bonus if you have at least $15,000 in net purchases charged to your account during the period covered by the first 12 monthly statements^†
First-year annual fee waived for primary cardholder (instead of $139)^†
First-year annual fee waived for up to 3 additional cardholders (instead of $50 per card)^†
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for occasional Air Canada travellers.

Milesopedia Links