Offer

The Cathay World Elite Mastercard – powered by Neo is not available in Quebec.

Welcome Offer

Earn up to 60,000 Asia Miles as a welcome bonus: 35,000 Asia Miles on approval and 25,000 Asia Miles after $5,000 in purchases in 3 months
15% discount on Cathay Pacific flights with promotional code

Features of the Cathay World Elite Mastercard – powered by Neo:

2 Asia Miles for every $1 spent on purchases made in foreign currencies
4 Asia Miles per dollar on Cathay Pacific purchases
5 Asia Miles per dollar on average at thousands of Neo partners across the country
1 Asia Mile per dollar on purchases made in Canada
Enjoy exclusive member benefits: priority check-in, free extra baggage and access to Cathay Pacific lounges
Benefit from comprehensive insurance covering medical emergencies, cancellations and lost baggage
Access over 1,300 airport lounges worldwide with DragonPass
Avoid queues with Mastercard's Fast Track service at security checkpoints

Fees & Conditions

Personal Income $80,000

Household Income $150,000

Annual Fee $180

Foreign Transaction Fee 2.5%

Purchase Rates 19.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount Up to 60,000 miles

Minimum Spending Required $5,000

Minimum Spending Timeframe (Months) 3 month(s)

Costco

Earnings

Per dollar of purchases

All Spending 1 miles

Groceries 1 miles

Gas 1 miles

Dining and Food delivery 1 miles

Convenience Stores 1 miles

Drugstores 1 miles

Local Transport 1 miles

Travel 1 miles

Entertainment 1 miles

Recurring Payments 1 miles

Telecom/Internet 1 miles

Streaming services 1 miles

Online transactions 1 miles

Office Supplies 1 miles

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

$1,000,000

14 day(s)

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

$1,000

Trip Interruption Insurance

$1,000

Common Carrier Travel Accident Insurance

$100,000

Flight Delay Insurance

$250

Delayed Baggage Insurance

$1,000

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$1,000

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Extended Warranty

1 year

Purchase Protection

$1,000

90 day(s)

Mobile Device Insurance

Price Protection

Our review

The Cathay World Elite Mastercard– powered by Neo is the only credit card in Canada that allows you to earn Asia Miles.

For a limited time, you can earn up to 60,000 Asia Miles as a welcome bonus:

35,000 Asia Miles on approval
25,000 Asia Miles after $5,000 in purchases in 3 months

With the Cathay World Elite Mastercard – powered by Neo, you earn:

2 Asia Miles for every $1 spent on purchases made in foreign currencies
4 Asia Miles per dollar on Cathay Pacific purchases
5 Asia Miles per dollar on average at thousands of Neo partners across the country
1 Asia Mile per dollar on purchases made in Canada, including at Costco

As it’s a World Elite Mastercard credit card, you benefit from numerous advantages, such as paid access to over 1,300 airport lounges worldwide.

When you travel with Cathay Pacific, you get priority online check-in, an extra bag and redeemable access to Cathay Pacific business class lounges.

Finally, you’ll receive a 15% discount on Cathay Pacific flights purchased with Cathay World Elite® Mastercard® – powered by Neo (promotional code required).