Tangerine® Money-Back World Mastercard®*

Tangerine money back world
Tangerine® Money-Back World Mastercard®*
Up to $120 cash back
Ends Jan 30, 2026
Apply Now

Offer

  • Get $120 with a Money-Back World Mastercard®*
  • Spend $1,500 in your first 3 months to enjoy this Bonus. This is the no-annual-fee credit card offering the widest selection of cash back categories.
  • Two Categories 2% Money-Back Rewards on purchases in two categories of your choice and 0.50% cash back on all other regular purchases.
  • Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back category.
  • There's no limit to the cash back you can earn on your regular purchases.
  • Transfer any high-interest credit card balances to your Tangerine Credit Card and enjoy a promotional 1.95% interest for 6 months.
  • Purchase protection and Extended Warranty
  • Rental Car Collision/Loss Damage Insurance
  • Mobile Device Insurance

Fees & Conditions

Personal Income $50,000
Household Income $80,000
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.95%
Cash Advance Rates 22.95%
Balance Transfer Rates 22.95%
Balance Transfer
Balance Transfer Intro Duration 6 month(s)
Balance Transfer - Promotional Rate 1.95%
Balance Transfer Fees 1%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jan 30, 2026
Welcome Bonus amount Up to $120 cash back
Minimum Spending Required $1,500
Minimum Spending Timeframe (Months) 3 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 0.5 %
Groceries 0.5 %
Gas 0.5 %
Dining and Food delivery 0.5 %
Convenience Stores 0.5 %
Drugstores 0.5 %
Local Transport 0.5 %
Travel 0.5 %
Entertainment 0.5 %
Recurring Payments 0.5 %
Telecom/Internet 0.5 %
Streaming services 0.5 %
Online transactions 0.5 %
Office Supplies 0.5 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

If you have an individual income of $60,000 or a household income of $100,000, you can choose the Tangerine Money-Back World Mastercard.

This credit card has no annual fee and offers cashback. With this limited-time welcome offer, you get $120 when you spend $1,500 in the first 3 months.

You can choose up to three spending categories that interest you (groceries, gas, home furnishings, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back! And there’s no annual cash back limit.

In addition, the Tangerine Money-Back World Mastercard comes with several insurance coverages for your purchases and travel:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance
  • Rental Car Collision/Loss Damage Insurance

Finally, during the first 30 days you hold the card, transfer credit card balances and pay only 1.95% interest on these balances for the first 6 months.

Frequently Asked Questions

Alternative Cards

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