Offer

3% cash back on restaurant purchases
3% cash back on gas purchases at Costco and 2% cash back at other gas stations (for the first $5,000 in net annual purchases. Beyond this limit, you will earn 1% cash back)
2% cash back at Costco.ca (on the first $8,000 net annual card purchases. Beyond that, you'll earn 1% cash back)
1% cash back on all other purchases, including those made at Costco

The $5,000 and $8,000 limit will reset to zero annually on January 1.

Fees & Conditions

Annual Fee $0

First Additional Card $0

Other Additional Card $0

Foreign Transaction Fee 2.5%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 1 %

Gas 3 %

Dining and Food delivery 3 %

Convenience Stores 1 %

Drugstores 1 %

Local Transport 1 %

Travel 1 %

Entertainment 1 %

Recurring Payments 1 %

Telecom/Internet 1 %

Streaming services 1 %

Online transactions 1 %

Office Supplies 1 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.