Best Tangerine Credit Cards – December 2024

Updated Dec 14, 2024

Discover the top Tangerine credit cards that offer exceptional rewards, low fees, and flexible options. Maximize your savings and benefits with our comprehensive guide, tailored to help you choose the perfect card for your financial needs.

Tangerine cartes credit

Below, you’ll find the best Tangerine credit card offers, updated regularly.

Tangerine Money-Back Credit Card

The Tangerine Money-Back Credit Card has no annual fee and offers cash back.

With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.

You can choose two to three purchase categories that interest you (groceries, gas, home furnishings, renovation, recurring bills, pharmacy, etc.) to earn 2% cash back ! And there’s no annual cash-back limit. It is one of the best credit cards for renovations.

In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :

  • 90 days purchase insurance
  • One year extended warranty

Finally, in the first 30 days you hold the card, transfer credit card balances and pay only 1.95% interest on these balances for the first 6 months.

Tangerine World Mastercard

If you have an individual income of $60,000 or a family income of $100,000, you may want to consider the World Mastercard Tangerine.

This credit card has no annual fee and offers cashback. With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.

You can choose two to three categories that interest you (groceries, gas, furniture, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back! And there is no annual cash back limit.

In addition, the Tangerine World Mastercard comes with several insurance coverages for your purchases and travel :

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance
  • Rental Car Collision/Loss Damage Insurance

Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.

Awards earned

Here are the awards received in the Milesopedia’s 2024 Credit Card Awards:

Best No-Fee Cash Back Credit Card

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The Tangerine World Mastercard is the Best No-Fee Cash Back Credit Card in 2024 in Canada for these reasons:

  • Choice of two to three 2% earning categories from a list of 10 categories
  • The minimum cash back redemption amount is $1
  • Accepted at almost every retailer
  • No annual fee

Frequently Asked Questions about Tangerine Credit Cards

Here are some frequently asked questions in the milesopedia community about Tangerine credit cards and their promotional offers:

What is the best Tangerine credit card?

Tangerine Bank has two Tangerine cash back credit cards:

Both Tangerine credit cards have no annual fee and can both be added into Apple Pay, Google Pay or Samsung Pay.

These two Tangerine credit cards allow you to save money each month by earning cash rewards. Plus, these Tangerine credit cards offer you a welcome bonus!

However, there is no Tangerine World Elite Mastercard.

Does Tangerine Bank offer cash back credit cards?

Tangerine Bank has two Tangerine cash back credit cards:

Both Tangerine credit cards have no annual fee and offer cash back. You can deposit your cash rewards into your credit card account or into your Tangerine Savings account. By choosing this option, you unlock a 3rd category of purchases that will give you 2% cash back.

Finally, when you sign up for a Tangerine credit card, you can take advantage of a promotional offer to earn more cash rewards!

What are the Tangerine credit card categories?

Tangerine Bank has two Tangerine cash back credit cards:

With these two Tangerine cash back credit cards, you can choose between 2 and 3 categories of purchases where you’ll earn 2% cash back. Tangerine purchase categories offering cash back are:

  • Grocery
  • Furniture
  • Restaurants
  • Hotels and motels
  • Gas
  • Recurring bills payments
  • Drugstores
  • Home Improvement
  • Entertainment
  • Public transportation and parking

You can regularly change your Tangerine purchase categories to earn cash back at the retaileres that interest you most.

What are the Tangerine credit card benefits?

Tangerine Bank has two Tangerine cash back credit cards offering:

With these two Tangerine credit cards, you have several benefits such as extended warranty or purchase protection.

With the Tangerine World Mastercard, you get other benefits of a World Mastercard credit card. Such as paid access to airport lounges or free Wi-Fi at Boingo hotspots. And you always earn up to 2% cash back.

What are the benefits of the Tangerine World Mastercard?

With the Tangerine World Mastercard, you enjoy the benefits of a World Mastercard credit card. Such as paid access to airport lounges or free Wi-Fi at Boingo hotspots. You also have insurance coverage.

And with the Tangerine World Mastercard, you always earn up to 2% cash back on your purchases.

Do Tangerine credit cards have a low-interest rate?

Tangerine Bank has two Tangerine cash back credit cards:

Depending on promotional periods, these Tangerine credit cards offer a low interest rate for balance transfers.

The interest rate for Tangerine credit card cash advances is 19.95%.

Do Tangerine credit cards have a welcome bonus?

Both Tangerine credit cards offer a welcome bonus in the form of cash back on your Tangerine credit card account. Check out the current promotional offer by clicking on the Tangerine credit card you are interested in:

What is the interest rate for Tangerine credit card cash advances?

You can make cash advances with your Tangerine credit card. The interest rate for Tangerine credit card cash advances is 19.95%.

However, avoid making cash advances from your Tangerine credit card to avoid paying high fees.

Does Tangerine Bank issue Tangerine Visa credit cards?

No, Tangerine credit cards are part of the Mastercard network. Therefore, there is no Tangerine Visa credit card.

How do I get a Tangerine credit card?

To get a Tangerine credit card, you must complete the following steps:

  • Click on a Milesopedia link on this page to visit the Tangerine website and select the credit card you wish to apply for.
  • Fill out the online application form. You will need to provide personal information such as your name, address, phone number and annual income. Be sure to provide accurate and up-to-date information to facilitate the processing of your application.
  • Submit your application. Once you have completed the form, you can submit your application online.
  • Wait for Tangerine’s answer. Once Tangerine receives your application, they will perform a credit check and evaluate your eligibility for the credit card. If your application is approved, you will receive your credit card in the mail.

Note that approval of your Tangerine credit card application will depend on your credit score, credit history and income.

What are the eligibilit requirements for a Tangerine credit card?

Tangerine Bank has two Tangerine money-back credit cards with different requirements for getting them. Indeed, you must have a minimum personal income:

Also, there is a dedicated acceptance process for students when applying for a Tangerine Money-Back Credit Card allowing you to get it with a lower income. And thus earn cash back on all your purchases.

How do I activate a Tangerine credit card?

To activate your Tangerine credit card, you can follow these steps:

  • Log in to your Tangerine account. You can access your account online by visiting the Tangerine website and selecting the “Login” option at the top right of the page.
  • Click on the “My Cards” tab. In this section, you should see the Tangerine credit card you received.
  • Click on the “Activate Card” button. You will be redirected to a page where you will be asked to enter certain information, such as your card number and date of birth.
  • Check your information. Before you click the “Activate” button, make sure the information you have entered is correct.
  • Confirm the activation of the card. Once you click the “Activate” button, you should see a confirmation message indicating that your Tangerine credit card has been successfully activated.

If you are having trouble activating your Tangerine credit card online, you can also call Tangerine Customer Service at 1-888-826-4374 for assistance.

How do I pay for a Tangerine credit card?

To pay for a Tangerine credit card, you can take the following steps:

  • Log in to your Tangerine account online. You can access your account by visiting the Tangerine website and selecting the “Login” option at the top right of the page.
  • Click on the “My Accounts” tab to access your Tangerine credit card account.
  • Click on the “Make a Payment” option to access your credit card payment page.
  • Enter the amount you wish to pay and select the bank account from which you are making the payment.
  • Check the payment information. Before submitting your payment, please make sure the information is correct, such as the amount you wish to pay and the bank account you are using to make the payment.
  • Submit payment. Once you have verified the payment information, you can submit the payment by clicking the “Make Payment” button.

You can also set up automatic payments for your Tangerine credit card by selecting the “Schedule a Payment” option on the payment page. This option allows you to schedule regular payments from your bank account to avoid late payments and late fees.

Note that if you do not have a Tangerine bank account, you can still make payments to your Tangerine credit card using your own bank’s online banking service. To do this, you will need to add the Tangerine credit card as a payee and follow your bank’s instructions to make the payment.

Is there a Tangerine Secured Credit Card?

No, there is no such thing as a tangerine-guaranteed credit card. You could opt for a prepaid credit card like KOHO.

Is there a Tangerine World Elite credit card?

No, there is no Tangerine World Elite Mastercard. On the other hand, you can get the Tangerine World Mastercard.

How do I increase my Tangerine credit limit?

To increase your credit limit at Tangerine:

  • Log in to your online account.
  • Look for the option to manage your Tangerine credit card.
  • Apply for a Tangerine credit limit increase.
  • Make sure you have a positive payment history and a valid reason for the increase.
  • If necessary, call Tangerine customer service to discuss your request.

However, each request is subject to the bank’s assessment, and there is no guarantee that the increase will be granted.

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