Best Marriott Bonvoy credit cards | February 2026

Q: What is the best Marriott Bonvoy credit card in Canada?

There are two Marriott Bonvoy credit cards in Canada:- Marriott Bonvoy® American Express®* Card; - Marriott Bonvoy® Business American Express®* Card; Each of these cards allows you to earn 2 Marriott Bonvoy points on all your purchases and 5 Marriott Bonvoy points on your spending at Marriott Bonvoy hotels.If your goal is to accumulate many Marriott Bonvoy points, choose the American Express Cobalt® Card. With this card, you will earn the equivalent of 6 Marriott Bonvoy points on your purchases at grocery stores, convenience stores, and restaurants.

Q: What are the benefits of Marriott Bonvoy credit cards in Canada?

The Marriott Bonvoy® American Express® Card* and the Marriott Bonvoy® Business American Express® Card* each offer an annual free night certificate upon renewal. So by holding these two Marriott Bonvoy credit cards, you could earn two Annual Free Night Awards per year!This benefit alone justifies paying the annual fee for your Marriott Bonvoy credit card, year after year.Additionally, by holding a Marriott Bonvoy credit card in Canada, you receive 15 Elite Nights counting toward your Marriott Bonvoy Elite status.Finally, these Marriott Bonvoy credit cards come with good insurance coverage.

The Best Marriott Bonvoy Credit Cards – February 2026

These Marriott Bonvoy credit cards are designed for those who want to earn Marriott Bonvoy points to get free hotel nights. Whether you’re an occasional traveler or a regular at Marriott hotels, these cards allow you to maximize every dollar spent.

Here is a table summarizing the different Marriott Bonvoy credit card offers available in Canada. For more details, continue reading or click on a card.

Marriott Bonvoy credit cards in Canada

Marriott Bonvoy® American Express®* Card

The Marriott Bonvoy^® American Express^®* Card is the best credit card for free hotel nights.

With this exceptional welcome offer ending on April 7, 2026, you can earn up to 110,000 Marriott Bonvoy points:

Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
Plus, earn 30,000 points when you make a purchase in your 15th month of Cardmembership.

It’s a card we recommend you keep, because each year at renewal, you’ll get an Annual Free Night Award for up to 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy Elite status.

With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases.

Last but not least, this Card comes with a wide range of insurance coverages: baggage delay, baggage loss or theft, $500,000 travel accident, flight delay, hotel/motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.

Like all American Express Canada Cards, there is no minimum income requirement.

Marriott Bonvoy® Business American Express®* Card

The Marriott Bonvoy^® Business American Express^®* Card is the best credit card for the self-employed, professionals and small business owners who travel.

With this exceptional welcome offer ending on April 7, 2026, you can earn up to 110,000 Marriott Bonvoy points:

Earn 80,000 points after you spend $10,000 on your Card in your first 6 months of Cardmembership.
Plus, earn 30,000 points when you make a purchase in your 15th month of Cardmembership.

With this Card, you earn 5 points per dollar for all your spending at Marriott Bonvoy establishments, and you can earn 3 points per dollar for :

Gas
Dining
Travel

And 2 points per dollar on all other purchases.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Cobalt® Card

The American Express Cobalt^® Card is the best credit card from American Express, whether you want points for travel or cash back.

The welcome bonus is distributed monthly for the first 12 months. You’ll earn 1,250 Membership Rewards points for every $750 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 15,000 Membership Rewards points.

You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.

Alternatively, transfer them to Aeroplan points, Avios (British Airways/Qatar Airways), Flying Blue, Marriott Bonvoy, or Hilton Honors.

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:

15,000 Aeroplan points
15,000 Avios points
15,000 Flying Blue Miles
18,000 Marriott Bonvoy points

With the American Express Cobalt^® Card, you can earn between 1 and 5 points per dollar:

Category	Points per dollar
Grocery (Métro, IGA, Sobeys, Super C, etc.)	5
Home food delivery	5
Restaurants and bars	5
Convenience stores	5
Streaming services	3
Service station	2
Transport	2
Travel	1
Other	1

This is a 1 to 5% return on all these purchases.

For example, if you spend $1,000 per month on groceries and/or restaurants and/or food delivery, you’ll earn $50 cash back per month, or $600 cash back per year with this card for this category of purchases!

And if you decide to transfer your points to other programs like Aeroplan, you could get even more value!

In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Gold Rewards Card

Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express Gold Rewards Card. That’s a value of $600 toward travel or any purchase charged to the Card:

5,000 Membership Rewards points per month when you charge $1,000 in net purchases to your Card, for 12 months (a total of 60,000 points in the first year).

You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways, Qatar Airways, Finnair), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

60,000 Aeroplan points
60,000 Avios
60,000 Flying Blue Miles
72,000 Marriott Bonvoy points

With this Card, you get many benefits like:

$100 annual travel credit
Priority Pass membership and 4 complimentary Plaza Premium visits per year
$50 NEXUS credit

You earn 2 points per dollar for travel purchases, and at:

gas stations
grocery stores
drugstores

And 1 point per dollar everywhere else.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Green Card

Do you want a cash back credit card with no annual fee that earns travel points? Here’s an option for you: American Express^® Green Card.

By signing up for the American Express^® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card.

You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning:

10,000 Aeroplan points
10,000 Avios points
10,000 Flying Blue Miles
12,000 Marriott Bonvoy points

That’s a nice welcome bonus for a credit card with no annual fee.

You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Platinum Card®

The Platinum Card^® is the best Premium Card in Canada for travellers.

With this welcome offer, you can earn up to 100,000 Membership Rewards points:

70,000 points when you charge $10,000 in net purchases to your Card in the first 3 months after joining;
30,000 points if you make a purchase between 15 to 17 months after signing up.

With this Card, you get:

2 points per dollar for dining purchases
2 points per dollar on travel purchases
1 point per dollar for other purchases

You can use your Membership Rewards points in many ways:

Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
Transfer your points to hotel programs (Hilton Honors, Marriott Bonvoy)
Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
Redeem points for statement credits towards other purchases (1,000 points = $10)
And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

100,000 Aeroplan points
100,000 Avios
100,000 Flying Blue Miles
120,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

$200 Annual Travel Credit
An annual meal credit of $200
$100 NEXUS Card Statement Credit
Complimentary access for you and one additional guest to over 1,400 airport lounges in more than 130 countries
Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
Marriott Bonvoy Gold Elite status
Access to the Fine Hotels and Resorts program

Last but not least, the Platinum Card^® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Frequently Asked Questions About Marriott Bonvoy Credit Cards

Here are frequently asked questions in the Milesopedia community about Marriott Bonvoy credit cards in Canada.

What is the best Marriott Bonvoy credit card in Canada?

There are two Marriott Bonvoy credit cards in Canada:

Each of these cards allows you to earn 2 Marriott Bonvoy points on all your purchases and 5 Marriott Bonvoy points on your spending at Marriott Bonvoy hotels.

If your goal is to accumulate many Marriott Bonvoy points, choose the American Express Cobalt^{^®} Card. With this card, you will earn the equivalent of 6 Marriott Bonvoy points on your purchases at grocery stores, convenience stores, and restaurants.

What are the benefits of Marriott Bonvoy credit cards in Canada?

The Marriott Bonvoy^{^®} American Express^{^®} Card* and the Marriott Bonvoy^{^®} Business American Express^{^®} Card* each offer an annual free night certificate upon renewal. So by holding these two Marriott Bonvoy credit cards, you could earn two Annual Free Night Awards per year!

This benefit alone justifies paying the annual fee for your Marriott Bonvoy credit card, year after year.

Additionally, by holding a Marriott Bonvoy credit card in Canada, you receive 15 Elite Nights counting toward your Marriott Bonvoy Elite status.

Finally, these Marriott Bonvoy credit cards come with good insurance coverage.

How do I use my Marriott Bonvoy credit card points?

Each month, when your Marriott Bonvoy credit card statement is issued, the points earned through the welcome bonus and your spending are transferred to your Marriott Bonvoy account.

You can then use the points earned with your Marriott Bonvoy credit card to book one or more hotel nights at one of the 8,000 Marriott Bonvoy hotels worldwide.

How do I convert Membership Rewards points to Marriott Bonvoy points?

American Express offers 7 Membership Rewards cards. You can convert your Membership Rewards points into Marriott Bonvoy points at a rate of 1,000:1,200.

For example, converting 50,000 Membership Rewards points will earn you 60,000 Marriott Bonvoy points. The transfer is made directly from your Membership Rewards account and takes between 3 and 5 days.

How do I earn Marriott Bonvoy points?

You can earn Marriott Bonvoy points by staying at Marriott Bonvoy hotels around the world. You can also earn Marriott Bonvoy points via Marriott Bonvoy co-branded credit cards or cards that transfer points to Marriott Bonvoy. Like the American Express Membership Rewards credit cards.

What is Marriott Bonvoy?

Marriott Bonvoy is the loyalty program of the Marriott hotel group, with over 8,000 hotels worldwide.