Offer

For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^† and on regularly recurring bill payments^† set up on your Account.
Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
Earn 50% more Stars at participating Starbucks^® locations. Conditions apply. Learn more.
Save with Avis Rent A Car and Budget Rent A Car. Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates^†in Canada and the U.S. and at least 5% off the lowest available international rates^† for eligible vehicle rentals at participating Avis and Budget locations.
Option to purchase TD Auto Club Membership^† and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
Purchase Security and Extended Warranty Protection^†– You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 19.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Purchase Rate (QC) 20.99%

Cash Advance Rate (QC) 20.99%

Balance Transfer Rates (QC) 20.99%

Earnings

Per dollar of purchases

All Spending 0.5 %

Groceries 1 %

Gas 1 %

Dining and Food delivery 0.5 %

Convenience Stores 0.5 %

Drugstores 0.5 %

Local Transport 0.5 %

Travel 0.5 %

Entertainment 0.5 %

Recurring Payments 1 %

Telecom/Internet 0.5 %

Streaming services 0.5 %

Online transactions 0.5 %

Office Supplies 0.5 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

Purchase Protection

Mobile Device Insurance

Price Protection

Our review

With the TD Cash Back Visa* Card, you get :

1% cash back for every dollar spent on groceries, gas and recurring payments
0.5% cash back per dollar on all other purchases

The TD Cash Back Visa* Card has no annual fee and comes with Purchase Security and Extended Warranty Protection. There is no minimum income requirement for this TD credit card.

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