Offer

Earn up to $50 in Cash Back Dollars^† with the TD Cash Back Visa Card. Conditions apply. Offer effective as of June 4, 2025.

Earn $10 in Cash Back Dollars on first purchase with your card^†.
Earn an additional $40 in Cash Back Dollars when you reach a spend of $1,500 in the first 3 months of account opening^†.
Cash Back Dollars can be redeemed to help pay down your account balance^†.
For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†.
Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
Earn 50% more Stars at participating Starbucks^® locations. Conditions apply. Learn more.
Save when you rent a vehicle from Avis and Budget. Use your TD credit card and get 10% off the lowest available rates^† in Canada and the U.S. and at least 5% off the lowest available international rates^† on qualifying vehicle rentals at participating Review and Budget locations.
Optional TD Auto Club^† membership for 24/7 emergency roadside assistance.
Purchase insurance and extended warranty protection^† - You automatically benefit from Purchase Insurance and Extended Warranty Protection, which covers most personal items purchased with your card that are stolen or damaged within 90 days of purchase.

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount Up to $50 cash back^†

Minimum Spending Required $1,500

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 0.5 %

Groceries 1 %

Gas 1 %

Dining and Food delivery 0.5 %

Convenience Stores 0.5 %

Drugstores 0.5 %

Local Transport 1 %

Travel 0.5 %

Entertainment 0.5 %

Recurring Payments 1 %

Telecom/Internet 0.5 %

Streaming services 1 %

Online transactions 0.5 %

Office Supplies 0.5 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Extended Warranty

Purchase Protection

Mobile Device Insurance

Price Protection

Our review

Earn up to $50 in Cash Back Dollars† when you sign up for the TD Cash Back Visa* Card. Here’s how to take advantage of this offer:

Receive $10 in Cash Back Dollars after your first purchase.
Earn an additional $40 in Cash Back Dollars after making $1,500 in purchases within the first 3 months of opening your account.

Cash Back Dollars can be used to pay down your credit card balance.

In addition, with the TD Cash Back Visa* Card, you earn :

1% cash back per dollar spent on groceries, gas, EV recharging, public transit, recurring payments, streaming services, digital media and games
0.5% cash back per dollar on all other purchases

What’s more, TD Cash Back Visa* Card has no annual fee and offers purchase insurance and extended warranty protection. This TD credit card requires no minimum income.

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