BMO U.S. Dollar Mastercard^®*  🇨🇦

Special Offer:

• Enter the code MILESOPEDIA when you apply for your card
• Get $20 in your KOHO account after the first purchase within the first 30 days

Features:

• Earn an extra 2% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.5% cash back on all purchases. Plus, up to 50% extra cashback from select merchants.
• Accepted at Costco
• Earn 5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
• $19/month to unlock the following KOHO Everything account features.
• No Foreign Exchange fees on any purchases.
• Also get access to 1 free international ATM withdrawal per month.
• Credit Building for $5 / month instead of $10
• Choose from one of five exciting card colours including the exclusive KOHO Everything card design. Receive both a physical and virtual card.
• Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
• Build your credit history with a 6-month Credit Builder program at only $5/month and earn cashback with KOHO Extra Mastercard Prepaid Card
• Get access to a cash advance of up to $250 at 0% interest with KOHO Cover

Special Offer:

• Enter the code MILESOPEDIA when you apply for your card
• Get $20 in your KOHO account after the first purchase within the first 30 days

Features:

• Earn an extra 1.5% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.25% cash back on all purchases. Plus, up to 50% extra cashback from select merchants.
• Accepted at Costco
• Earn 5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
• $9/month or $84 annual/year to unlock the following KOHO Extra account features.
• No Foreign Exchange fees on any purchases.
• Also get access to 1 free international ATM withdrawal per month.
• Credit Building for $7 / month instead of $10
• Choose from one of five exciting card colours including the exclusive KOHO Extra card design. Receive both a physical and virtual card.
• Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
• Build your credit history with a 6-month Credit Builder program at only $7/month and earn cashback with KOHO Extra Mastercard Prepaid Card
• Get access to a cash advance of up to $250 at 0% interest with KOHO Cover

• Earn up to $1,300* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived*
• Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating
  Co-ops and more
• Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment puchases and eligible daily transit options (including rideshares, buses, subways, taxis and more)
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
• No Foreign Transaction Fee
• 6 Complimentary Airport Lounge Access
• Comprehensive Travel Insurance coverage
• Visa Infinite* Concierge Services
• Visa Infinite* Hotel Collection
• Visa Infinite* Dining and Wine Country program

Rates, fees and other information are effective as of Jan.4, 2024. Subject to change.