High Interest Savings Account : Get 4.50% Interest For 5 Months With Simplii Financial

Oct 1, 2025

Bank Accounts High Interest Savings Account : Get 4.50% Interest For 5 Months With Simplii Financial

To the point Receive 4.50% interest on new deposits for 5 months by opening a Simplii Financial High Interest Savings Account before January 31, 2026.

Simplii Financial products and services are not available in Quebec.

From October 1st to January 31st, 2026 take advantage of this great promotion on Simplii’s High Interest Savings Account. As a new client, earn 4.50% interest for 5 months on eligible deposits.

Simplii Financial High Interest Savings Account (HISA)

New Client Offer : 4.50% Interest for 5 Months

Whatever your savings goal, Simplii makes it easy with the Simplii Financial High Interest Savings Account. Save easily without tying up your money for an extended period. Enjoy an account with no monthly fees, no minimum balance and set up automatic deposits.

For a limited time, earn 4.50% interest^† on eligible deposits for the first 5 months. Limits apply. Offer ends on January 31, 2026.

This promotion has a $1,000,000 limit on qualifying deposits.

Simplii Financial's Other Products

Simplii Financial provides a comprehensive range of financial products, including banking, mortgages, credit cards, and investment accounts.

In particular, let’s take a look at what this financial institution offers in terms of credit cards and bank accounts.

Simplii - Banking

Open a Simplii Financial No-Fee Chequing Account before January 31st, 2026 and earn $300 cash bonus plus a $50 Skip gift card by setting up an eligible direct deposit of at least $100 per month for 3 consecutive months.

Save over $200 a year with this no monthly fee, no minimum balance account.

Enjoy free access to all CIBC ATMs across Canada, as well as unlimited Interac and debit transactions.

Simplii - Credit Cards

The Simplii Financial™ Cash Back Visa* Card is a no-annual-fee credit card offering cash back.

With this offer for the Simplii Financial Cash Back Visa* Card, earn double the cash back^† on Restaurants, Bars and Coffee Shops. It’s 8% cash back for your first 3 months, up to $1,000 eligible spend.

Afterwards, with the Simplii Financial™ Cash Back Visa* Card, you earn:

4% cash back for eligible purchases at restaurants, bars and coffee shops (up to $5,000 spend per calendar year).^†
1.5% cash back for eligible purchases made at grocery stores, gas stations, drug stores and for eligible pre-authorized purchases (up to $15,000 spend per calendar year).^†
0.5% cash back on all other purchases (with no limit on spend per calendar year).^†

Conclusion

Simplii Financial’s High Interest Savings Account stands out as having one of the best interest rate on the Canadian market. Since this is a limited time offer until January 31, 2026 we recommend you take advantage of it soon!

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Alexandrine Bertrand

An avid solo traveller, Alexandrine is an expert on loyalty programmes such as Aeroplan, Avios, AIR MILES, Flying Blue and Marriott Bonvoy. With a budget-conscious approach, she helps travellers make the most of their points and miles to experience affordable, off-the-beaten-path getaways. She also shares a love of gastronomy and enjoys exploring local flavours and culinary traditions.

All posts by Alexandrine Bertrand