High Interest Savings Account : Get 4.50% Interest For 5 Months With Simplii Financial

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To the point Receive 4.50% interest on new deposits for 5 months by opening a Simplii Financial High Interest Savings Account before January 31, 2026.

Simplii Financial products and services are not available in Quebec.

From October 1st to January 31st, 2026 take advantage of this great promotion on Simplii’s High Interest Savings Account. As a new client, earn 4.50% interest for 5 months on eligible deposits.

Simplii Financial High Interest Savings Account (HISA)

New Client Offer : 4.50% Interest for 5 Months

Whatever your savings goal, Simplii makes it easy with the Simplii Financial High Interest Savings Account. Save easily without tying up your money for an extended period. Enjoy an account with no monthly fees, no minimum balance and set up automatic deposits.

For a limited time, earn 4.50% interest on eligible deposits for the first 5 months. Limits apply. Offer ends on April 30, 2026.

This promotion has a $1,000,000 limit on qualifying deposits.

Simplii Financial's Other Products

Simplii Financial provides a comprehensive range of financial products, including banking, mortgages, credit cards, and investment accounts.

In particular, let’s take a look at what this financial institution offers in terms of credit cards and bank accounts.

Simplii - Banking

Open a Simplii Financial No-Fee Chequing Account before March 31st, 2026 and earn $300 cash bonus plus a $50 Skip gift card by setting up an eligible direct deposit of at least $100 per month for 3 consecutive months.

Save over $200 a year with this no monthly fee, no minimum balance account.

Enjoy free access to all CIBC ATMs across Canada, as well as unlimited Interac and debit transactions.

Simplii - Credit Cards

The Simplii Financial™ Cash Back Visa* is a no-annual-fee credit card that turns your everyday spending into real cash back.

With this limited-time offer, earn 20% cash back for your first 3 months on up to $500 in spending on gas, groceries, drugstore purchases and pre-authorized payments — that’s up to $100 back in your pocket.

After the welcome period, the Simplii Financial™ Cash Back Visa* continues to reward you with competitive cash-back rates on your most frequent purchases:

  • 4% cash back on restaurants, bars and coffee shops (up to $5,000 per calendar year)
  • 1.5% cash back on grocery stores, gas stations, drugstores and pre-authorized payments (up to $15,000 per calendar year)
  • 0.5% cash back on all other purchases, with no annual spending limit†

With no annual fee and strong rewards on everyday categories, the Simplii Financial™ Cash Back Visa* is a smart choice for anyone looking to get more value from their daily spending.

Conclusion

Simplii Financial’s High Interest Savings Account stands out as having one of the best interest rate on the Canadian market. Since this is a limited time offer until January 31, 2026 we recommend you take advantage of it soon!

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Alexandrine Bertrand
Alexandrine Bertrand
An avid solo traveller, Alexandrine is an expert on loyalty programmes such as Aeroplan, Avios, AIR MILES, Flying Blue and Marriott Bonvoy. With a budget-conscious approach, she helps travellers make the most of their points and miles to experience affordable, off-the-beaten-path getaways. She also shares a love of gastronomy and enjoys exploring local flavours and culinary traditions.
All posts by Alexandrine Bertrand

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