Metro, for American Express card holders
As American Express card holders know, Metro and Super C are the two major grocery stores that accept American Express credit cards.
This allows you to earn many points with certain American Express cards that categorize grocery purchases as a “bonus category“: up to 5 points per dollar with the American Express Cobalt™ Card or the Scotiabank Gold American Express® Card.
And that’s in addition to the Metro&Moi points you earn: 1 Metro&Moi point per dollar of purchase in addition to personalized offers.
IGA, for AIR MILES collectors
IGA has been offering online grocery shopping since 1996.
Since IGA is a partner in the AIR MILES program, you earn 1 AIR MILES mile for every $20 in purchases (in addition to the weekly offers available).
But as you will see below, when you shop elsewhere with another AIR MILES credit card, you can earn 4 AIR MILES miles for every $20 in purchases!
Provigo and Maxi for PC Optimum points
Finally, PC Optimum customers can shop online at Provigo and Maxi.
However, with rare exceptions, orders will have to be picked up at the grocery store: you cannot have them delivered at home.
On the other hand, it allows you to earn 10 PC Optimum points for every dollar you spend. And between 10 and 30 PC Optimum points if you use one of the President’s Choice credit cards.
Credit cards for groceries
There are many credit cards in Canada that allow you to earn more points or cash back for groceries.
Cash back with grocery purchases
With annual fee
The Scotia Momentum® VISA Infinite* card earns you 4% cash back on grocery store purchases.
It also offers 4% cash back on periodic payments (bill payments or subscriptions). That includes:
- insurance premiums
- utility bills
- gym memberships
- video or music streaming services (Netflix, Spotify…)
- ready-to-cook meal services (Hello Fresh, Chefs Plate, GoodFood…)
- meal delivery services
- And more!
And 2% cash back on gasoline and public transportation.
Here is the current offer on this card :
No annual fees
The Tangerine Money-Back Credit Card allows you to earn 2% cash back for grocery store purchases.
To do so, you will have to choose the “Grocery” category from among the ten or so business categories that allow you to earn 2% cash back(up to 3 choices possible).
Here is the current offer on this card:
Travel points with grocery purchases
If you prefer to earn travel points with your grocery purchases, here are the two best credit cards in Canada:
They each offer 5 points per dollar (a 5% return if points are used for travel charged to the card ).
Since they are American Express cards, they can be used at Metro and Super C. Check out this article to find out which one is best for you, based on your needs.
Other cards may be interesting for grocery shopping:
AIR MILES bonus miles with grocery purchases
If you prefer to collect AIR MILES with your grocery purchases, here are the two best credit cards in Canada:
- BMO® AIR MILES® World Elite®* Mastercard®*: 1 AIR MILES mile per $10 in purchases anywhere
- American Express® AIR MILES®* Platinum Credit Card: 1 AIR MILES for every $5 in grocery purchases
In fact, it’s more interesting for AIR MILES Collectors to shop at Metro and Super C (which accept American Express) with the American Express® AIR MILES®* Platinum Credit Card than by “doubling up” at IGA with another AIR MILES credit card .
In fact, the American Express® AIR MILES®* Platinum Credit Card will allow you to earn 4 AIR MILES miles for every $20 in grocery purchases at Metro or Super C. If you pay with the BMO® AIR MILES® World Elite®* Mastercard®* and show your AIR MILES loyalty card at IGA, you’ll only earn the following: 3 AIR MILES miles per $20 in purchases!
Isn’t it amazing?
Once you’ve set your goal, having the right card for your groceries is essential, knowing that this is where you spend most of your current expenses throughout the year!
It’s a great way to earn travel points or cash back!