Offer

Get 1% cash back on all your purchases
Earn cash back or invest your money in an investment account or cryptocurrency of your choice.
You can also earn 3.5% interest on your account balance.
Wealthsimple Advantage and Generation customers can earn an even higher interest rate of up to 4.5%.
No foreign transaction fees for purchases made in currencies other than the Canadian dollar
No annual fee

Fees & Conditions

Annual Fee $0

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 1 %

Gas 1 %

Dining and Food delivery 1 %

Convenience Stores 1 %

Drugstores 1 %

Local Transport 1 %

Travel 1 %

Entertainment 1 %

Recurring Payments 1 %

Telecom/Internet 1 %

Streaming services 1 %

Online transactions 1 %

Office Supplies 1 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

Purchase Protection

Mobile Device Insurance

Price Protection

Our review

With the Wealthsimple Cash Card, you can get a 1% cash back on all your purchases.

In addition to earning cash back, you can invest your money in an investment account or cryptocurrency of your choice. You’ll also earn 3.5% interest on your Wealthsimple Cash account balance! Wealthsimple Avantage and Generation customers can earn up to 4.5% interest.

What’s more, there are no foreign transaction fees for purchases made in currencies other than the Canadian dollar, and no annual fees.

With the Wealthsimple Cash Card, maximize your finances with no hidden fees.