CIBC Adapta^TM Mastercard^®

Join and get up to $150 in value† for no annual fee.^†

Here’s how it adds up:

• Receive a Welcome Bonus of 3,000 Adapta points after your first purchase (up to $25 value)^†
• Get 9,000 Adapta points when you spend $1,000 in the first 4 monthly statement periods (up to $75 value)^†
• Includes membership to Roadside Assistance^† after you make your first purchase. Services include battery boosting, gas delivery, towing and more, offered by Dominion Automobile Association ($50 value)^†

How do Adapta points work?

Each month, you’ll automatically earn:

• 1.5 Adapta points for every dollar you spend in your top 3 spend categories^†; or
• 2 Adapta points for every dollar you spend on eligible travel purchases made through CIBC by Expedia^†; or
• 1 Adapta point for every dollar you spend on all other purchases.^†

Spend categories

• Grocery and drug stores
• Pet stores
• Dining and drinks
• Gas and EV
• Transit and parking
• Entertainment
• E-games and subscriptions
• Home improvement
• Electronics
• Clothing
• Health and beauty
• Hotels and motels

What are Adapta points worth?

• 1,500 Adapta points are worth $10 when redeemed towards your credit card balance or a recent purchase.^†
• 1,200 Adapta points are worth $10 when redeemed towards select CIBC financial products.†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Adapta Mastercard with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Adapta Mastercard with Skip.^†