BMO VIPorter Mastercard^®*

Offer

Fees & Conditions

Value

Advantages

Earnings

Per dollar of purchases

Insurance

Travel Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Our review

With this offer for the BMO VIPorter Mastercard, you’ll earn up to 40,000 VIPorter points and a 35% off flight voucher. Plus, you pay no annual fee for the first year.

Here’s how to get your full welcome bonus:

• 10,000 points after $3,000 in purchases within the first 110 days of account opening
• 15,000 points and a 35% off flight voucher after $6,000 in purchases within the first 180 days of account opening
• 15,000 points after $10,000 in purchases within the first 365 days of account opening

So, to get the full welcome bonus of 40,000 VIPorter points, you’ll need to spend $10,000 in the first year.

With the BMO VIPorter Mastercard, you earn 2 points per dollar at Porter and 1 point per dollar on gas, transportation, grocery, restaurant and hotel purchases. And 0.5 points per dollar on all other purchases, including Costco.

With the BMO VIPorter Mastercard, you and up to 8 companions travelling on the same booking enjoy Porter travel benefits such as:

• Priority re-accommodation for flight delays
• Dedicated check-in
• Early boarding

Also, as a BMO VIPorter Mastercard cardholder, your VIPorter points don’t expire, and you automatically have VIPorter Passport Avid Traveller Elite Status. And you’ll earn $1 of Avid Traveller Qualifying Spend for every $25 in eligible credit card spend.

Finally, you are covered by a wide range of insurance policies:

• 8-day out-of-province or country emergency medical insurance
• Car rental-collision/loss damage insurance
• Common carrier insurance
• Flight delay insurance
• Baggage insurance
• Hotel burglary insurance
• Purchase Protection
• Extended warranty insurance

Frequently Asked Questions

• What benefits does the BMO VIPorter Mastercard offer travellers with Porter Airlines?

  As a BMO VIPorter Mastercard cardholder, you enjoy exclusive benefits when travelling with Porter Airlines: exclusive check-in, early boarding and priority placement on another flight in case of delays. These benefits apply to you and up to eight companions on the same reservation.

• How do I earn VIPorter points with the BMO VIPorter Mastercard?

  Here are the VIPorter points earning rates:

  • 2 points per dollar spent with Porter
  • 1 point per dollar for gas, transportation, dining, hotel stays and groceries
  • 0.5 points per dollar for all other purchases, including at Costco

• Is the VIPorter program interesting with the BMO VIPorter Mastercard?

  Yes. With this card, you automatically become an Avid Traveller (VIPorter Passport Elite Status). Your VIPorter points never expire, and you earn $1 in eligible expenses for every $25 you spend, helping you achieve higher status in the VIPorter Avid Traveller loyalty program.

• What types of insurance coverages are included with the BMO VIPorter Mastercard?

  The card has several travel and purchase protections, including:

  • 8-day out-of-province or country emergency medical insurance
  • Car rental-collision/loss damage insurance
  • Common carrier insurance
  • Flight delay insurance
  • Baggage and hotel burglary insurance
  • Purchase insurance and extended warranty

• What other benefits does the BMO VIPorter Mastercard offer?

  In addition to Porter benefits, you’ll enjoy discounts on car rentals (up to 20% at National/Alamo), discounts on Cirque du Soleil shows (up to 20%) and savings of up to 7% at Booking.com. You may also be eligible for the World version of this card, which offers even more exclusive experiences.

Alternative Cards

BMO VIPorter World Elite^®* Mastercard^®*

Up to 70,000 Points + one round-trip companion pass

Ends Jul 1, 2025

First year value : $1,764

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TD^® Aeroplan^® Visa Platinum* Card

Up to 20,000 Aeroplan Points ^†

First year value : $866

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American Express^® Aeroplan^®* Card

Up to 40,000 Aeroplan Points

First year value : $1,179

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