Offer

Welcome offer: Get up to 120,000 points worth $800 in travel rewards and a $200 anniversary lifestyle credit when you reach your first anniversary

Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
Get 1 BMO Reward for every $1 spent on everything else*
Get a $200 Anniversary Lifestyle Credit to spend however you want*
Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
Earn 25% more points when you add an authorized user to your account*
Mobile Device Insurance that covers you for up to $1,000*
Pay with Points by browsing your recent transactions & redeem your points for as little as $1
Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*

Fees & Conditions

Personal Income $150,000

Household Income $200,000

Annual Fee $499

First Additional Card $99

Other Additional Card $99

Foreign Transaction Fee 2.5%

Purchase Rates 20.99%

Cash Advance Rates 23.99%

Balance Transfer Rates 23.99%

Cash Advance Rate (QC) 21.99%

Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Offer ends on Nov 30, 2024

Welcome Bonus amount Up to 120,000 Points

Minimum Spending Required $75,000

Minimum Spending Timeframe (Months) 12 month(s)

Annual Credit

VIP Lounges

Lounge Annual Visits included 6

Travel Credits

Earnings

Per dollar of purchases

All Spending 1 Point

Groceries 5 Points

Gas 5 Points

Dining and Food delivery 5 Points

Convenience Stores 1 Point

Drugstores 5 Points

Local Transport 1 Point

Travel 5 Points

Entertainment 1 Point

Recurring Payments 1 Point

Telecom/Internet 1 Point

Streaming services 1 Point

Online transactions 1 Point

Office Supplies 1 Point

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

$5,000,000

21 day(s)

Travel medical insurance up to 64 years old

$5,000,000

21 day(s)

Travel medical insurance 65+

$5,000,000

3 day(s)

Trip Cancellation Insurance

$2,500

Trip Interruption Insurance

$2,000

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$1,000

Delayed Baggage Insurance

$1,000

Lost/Stolen Baggage Insurance

$2,500

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

$1,000

1 year

Price Protection

Insurance Document

Our review

The BMO eclipse Visa Infinite Privilege* Card is a premium metal card! With this card, you can earn up to 120,000 BMO Rewards points:

50,000 points when you spend $6,000 in the first 3 months
30,000 points after $30,000 in card purchases in the first six months
40,000 points at annual card renewal if you have made $75,000 in card purchases in the first 12 months

Plus, you’ll receivea $200 anniversary credit to use as you wish!

As well as a Visa Airport Companion membership with 6 complimentary airport lounge visits per year.

With this Card, you earn 5 BMO Rewards points per dollar of purchases for:

Groceries
Gas
Drugstores
travel purchases
Dining
Food delivery

And 1 BMO Rewards point for every $1 spent on everything else.

You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (flights, hotels, car rentals, all-inclusive resorts, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.

Milesopedia Links