BMO eclipse Visa Infinite* Card

Welcome Bonus
Up to 80,000 Points
Ends Dec 7, 2025
  • 5X points on groceries, gas, dining and transit
  • $50 Anniversary Lifestyle Credit
  • Visa Infinite Benefits
Annual Fee
$120
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
21.99%
Cash Advance Rates
23.99%
21.99% (QC)
Balance Transfer Rates
23.99%
21.99% (QC)
EssenceTransports-MeilleureCarteDeCredit-Milesopedia-2024
bmo eclipse visa infinite card exclusive offer en
BMO eclipse Visa Infinite* Card
Up to 80,000 Points
Ends Dec 7, 2025
Apply Now

Offer

  • Welcome offer: You deserve to be rewarded! Get up to 80,000 points and the $120 annual fee waived in the first year*
  • That’s 32,000 points when you spend $3,000 in the first 3 months, and 4,000 points for each subsequent month in which you make at least $2,000 in purchases on your card, for 12 months.
  • Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $50 Anniversary Lifestyle Credit to spend however you want*
  • Earn 10% more points when you add an authorized user to your account*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Pay with Points by browsing your recent transactions and redeem your Points for as little as $1*

Card Awards

EssenceTransports-MeilleureCarteDeCredit-Milesopedia-2024
Best credit card – gas and transit
Best Travel Credit Card for Gas and Transit
Best Grocery Visa travel credit card
Best Visa Restaurant Travel Credit card

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 21.99%
Cash Advance Rates 23.99%
Balance Transfer Rates 23.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Dec 7, 2025
Welcome Bonus amount Up to 80,000 Points
Minimum Spending Required $27,000
Minimum Spending Timeframe (Months) 15 month(s)
Annual Credit

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 5 Points
Gas 5 Points
Dining and Food delivery 5 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 5 Points
Travel 1 Point
Entertainment 1 Point
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
21 day(s)
Travel medical insurance up to 64 years old
$5,000,000
21 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
Insurance Document

Our review

By signing up for our exclusive offer for the BMO eclipse Visa Infinite* Card, you can earn up to 80,000 BMO Rewards points and enjoy a waiver of the $120 annual fee for the first year.

  • 32,000 points after $3,000 of purchases in the first three months
  • 4,000 points each month after $2,000 in purchases for 12 months (for a total of 48,000 points)

What’s more, you’ll receive a $50 anniversary credit that you can use as you please.

With the BMO eclipse Visa Infinite* Card, you can earn 5 BMO Rewards points per dollar spent on:

  • Groceries
  • restaurants, bars
  • Food delivery
  • Gas
  • local transport

And 1 BMO Rewards point per dollar spent everywhere else. Plus, if you add an authorized user to your account, you’ll earn 10% more points.

You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.

Frequently Asked Questions

Alternative Cards

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