Offer
- Welcome offer: Get up to 70,000 points worth $467 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year – that’s a $637 value achieved by your first anniversary!
- Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
- Get 1 BMO Reward for every $1 spent on everything else*
- Get a $50 Anniversary Lifestyle Credit to spend however you want*
- Earn 10% more points when you add an authorized user to your account*
- Mobile Device Insurance that covers you for up to $1,000*
- Pay with Points by browsing your recent transactions and redeem your Points for as little as $1*
Card Awards





Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Our review
When you sign up for our exclusive offer on the BMO eclipse Visa Infinite* Card, you can earn up to 70,000 BMO Rewards points as well as a $120 annual fee waiver for the first year:
- 40,000 points after $3,000 in purchases in the first three months
- 2,500 points each month after $2,000 in purchases, from month 4 to month 15 (for a total of 30,000 points)
Moreover, you’ll receive a $50 anniversary credit to use as you wish!
With the BMO eclipse Visa Infinite* Card, you can earn 5 BMO Rewards points per dollar spent on:
- Groceries
- restaurants, bars
- Food delivery
- Gas
- local transport
And 1 BMO Rewards point for every $1 spent on everything else. Plus, if you add an authorized user to your account, you’ll earn 10% more points.
You can use BMO Rewards points for all travel purchases made through theagency or website of your choice (airline tickets, hotels, car rentals, all-inclusives, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
Frequently Asked Questions
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What is the welcome offer on the BMO eclipse Visa Infinite* Card?
Up to 70,000 points, $50 lifestyle credit and $120 annual fee waiver for the first year.
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What are the points-earning ratios?
5x points for groceries, restaurants, gas and transportation; 1 point per dollar everywhere else.
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How does lifestyle anniversary credit work?
$50 credit to use as you wish each year.
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Is there any advantage to adding an authorized user?
Yes, get 10% more points by adding an authorized user.
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Is mobile device insurance included with the card?
Mobile device insurance up to $1,000.
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How can I use my points for purchases?
Redeem your points for recent transactions starting at $1.
Alternative Cards
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