WestJet RBC Mastercard‡®

Welcome Bonus
Up to 15,000 WestJet Points
Ends Feb 4, 2026
  • Earn WestJet points on your purchases
  • Accepted at Costco
Annual Fee
$39
Interest rates
Purchase Rates
20.99%
Cash Advance Rates
22.99%
21.99% (QC)
Balance Transfer Rates
22.99%
21.99% (QC)
Rbc Westjet En
WestJet RBC Mastercard‡®
Up to 15,000 WestJet Points
Ends Feb 4, 2026
Apply Now

Offer

  • Earn up to 15,000 WestJet points1 (with $1,000 in purchases in the first 3 months).
  • Get an annual round-trip companion voucher starting from $199 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $2,500 annually on your card for round-trip travel within Canada and to/from the continental U.S.4 or exchange it for:
    • A 25% flight discount for one traveller11
    • 5,000 WestJet points12
  • Earn 1.5 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations2
  • Earn 1.5 points for every dollar you spend on restaurants, food delivery, digital subscriptions, streaming services and digital games3
  • Earn 1 point for every dollar you spend on everyday purchases2
  • Use your WestJet points to pay for all or part of a WestJet flight, WestJet Vacations package, or Sunwing Vacations package9
  • WestJet points can now be redeemed to cover taxes, fees and surcharges9
  • No blackout periods and your WestJet points don't expire5— fly to destinations across North America, Central America, the Caribbean and Europe
  • Travel accident insurance9, plus hotel/motel burglary insurance9, auto rental collision/loss damage waiver insurance9 , delayed bagged insurance9 and mobile device insurance9.
  • Save 3¢/L on gas and earn 20% more Petro-Points when you pay with a linked RBC card.7
  • Enjoy unlimited $0 delivery fees with DoorDash

Get a complimentary DashPass subscription9 from DoorDash for up to 6 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees10 on orders of $15+ when you pay with an eligible RBC credit card.

  • Get a free 3-month DashPass± subscription – a value of up to $30
  • Enjoy unlimited free deliveries on orders of $15 or more when paying with your eligible RBC credit card.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $39
First Additional Card $19
Other Additional Card $19
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Feb 4, 2026
Welcome Bonus amount Up to 15,000 WestJet Points
Minimum Spending Required $1,000
Minimum Spending Timeframe (Months) 3 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 1 WestJet Point
Groceries 1 WestJet Point
Gas 1 WestJet Point
Dining and Food delivery 1.5 WestJet Points
Convenience Stores 1 WestJet Point
Drugstores 1 WestJet Point
Local Transport 1 WestJet Point
Travel 1 WestJet Point
Entertainment 1 WestJet Point
Recurring Payments 1 WestJet Point
Telecom/Internet 1 WestJet Point
Streaming services 1.5 WestJet Points
Online transactions 1 WestJet Point
Office Supplies 1 WestJet Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

With the RBC® WestJet Mastercard‡, you can get up to 15,000 WestJet points1 in welcome bonus points:

  • 5,000 WestJet points on your first purchase
  • 10,000 WestJet points after spending $1,000 in the first 3 months

You also get a companion voucher redeemable for a round-trip flight from $1992 when you use your card.

With this card, you earn 1.5 WestJet points per dollar when you purchase a WestJet flight3, a WestJet Vacations package, or a Sunwing Vacations package, 1.5 WestJet points per dollar at grocery stores, and 1 WestJet point per dollar on everyday purchases.

 

Frequently Asked Questions

Alternative Cards

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