Which financial products allow for a credit card fee waiver?

Some chequing or savings accounts allow you to waive your card's annual fee each year if held with the same bank.

How to combine chequing accounts and credit cards to save?

By opening an eligible chequing account and keeping your card, you obtain an annual fee waiver while continuing to accumulate your points.

Which cards offer a first year free?

Several cards offer promotions with the first year free, allowing you to enjoy the benefits without initial cost.

Do all banks offer these options?

No, conditions vary by financial institution. It is important to check the eligible financial products and cards to benefit from the waiver.

Aline Nguyen

Aline, an experienced traveler and avid photographer, is an Avgeek, a foodie at heart and a mother to two children. An expert in credit cards & rewards programs, including Aeroplan, Marriott Bonvoy, American Express Membership Rewards, CIBC Aventura, and RBC Avion, she uses points to travel affordably and save in daily life. Having explored all 7 continents and 83 countries, Aline shares her travel passion and insights to help others make the most of loyalty programs.

All posts by Aline Nguyen