Wealthsimple Cash Card 

Welcome Bonus
No Welcome Offer
  • No Foreign Transaction Fee
  • 1% reward on all purchases
  • Free ATM withdrawals in 100+ countries
Annual Fee
$0
Interest rates
Purchase Rates
—
Cash Advance Rates
—
Balance Transfer Rates
—

wealthsimple cash card
Wealthsimple Cash Card
No Welcome Offer
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Offer

  • Get 1% cash back on all your purchases
  • Earn cash back or invest your money in an investment account or cryptocurrency of your choice.
  • You can also earn 3.5% interest on your account balance.
  • Wealthsimple Advantage and Generation customers can earn an even higher interest rate of up to 4.5%.
  • No foreign transaction fees for purchases made in currencies other than the Canadian dollar
  • No annual fee

Fees & Conditions

Annual Fee $0

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 1 %
Gas 1 %
Dining and Food delivery 1 %
Convenience Stores 1 %
Drugstores 1 %
Local Transport 1 %
Travel 1 %
Entertainment 1 %
Recurring Payments 1 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection

Our review

With the Wealthsimple Cash Card, you can get a 1% cash back on all your purchases.

In addition to earning cash back, you can invest your money in an investment account or cryptocurrency of your choice. You’ll also earn 3.5% interest on your Wealthsimple Cash account balance! Wealthsimple Avantage and Generation customers can earn up to 4.5% interest.

What’s more, there are no foreign transaction fees for purchases made in currencies other than the Canadian dollar, and no annual fees.

With the Wealthsimple Cash Card, maximize your finances with no hidden fees.

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