Offer

Guaranteed Approval*
May help you strengthen your credit history
24/7 customer service
No annual fee
Enjoy Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
Add an authorized user for $0
Annual interest rate of 29.9% (21.9% in Quebec) on purchases, balance transfers, and cash advances
Security Funds are required

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 29.90%

Cash Advance Rates 29.90%

Balance Transfer Rates 29.90%

Purchase Rate (QC) 21.90%

Cash Advance Rate (QC) 21.90%

Balance Transfer Rates (QC) 21.9%

Advantages

Costco

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

$250,000

Flight Delay Insurance

Delayed Baggage Insurance

$300

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

$65,000

31 day(s)

Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Extended Warranty

2 year(s)

Purchase Protection

120 day(s)

Mobile Device Insurance

Price Protection

Our review

Milesopedia Links

Legal

* You’re guaranteed to be approved for a Capital One Mastercard as long as:

You have reached the age of majority in your province or territory of residence
You don’t have a frozen credit profile and your eligibility for credit is not prohibited for legal or regulatory reasons
You don’t have an existing Capital One account or a pending application for one; and
You haven’t applied for a Capital One account more than once in the last 30 days, haven’t had a Capital One account that was not in good standing in the last year, and aren’t in legal recoveries with Capital One.

Capital One is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.

Advertiser disclosure

Capital One Guaranteed Secured Mastercard^®