Loyalty Program: IHG One Rewards

  • Great Welcome Offer
  • No Foreign Transaction Fee
  • Transfer your points to airline and hotel partners
Learn More
Best Aeroplan Credit Card In 2024

Earn 60,000 Ultimate Rewards points:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.*

Earn Ultimate Rewards points

  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM after the first $300 is spent on travel purchases annually.*
  • Earn 10x total points on hotels (excluding The Edit) and car rentals when you purchase travel through Chase after the first $300 is spent on travel purchases annually.*
  • Earn 3x points on other travel worldwide after the first $300 is spent on travel purchases annually.*
  • Earn 3x points on dining at restaurants, including eligible delivery services, takeout, and dining out.*
  • Earn 10x total points on Chase Dining purchases with Ultimate Rewards®.*
  • Plus, earn 1 point per dollar spent on all other purchases.*
  • Get 50% more value when you redeem for travel through Chase. For example, 60,000 points are worth $900 toward travel.*
  • Plus, ultimate rewards points do not expire as long as the account is open.*

Other card features

  • No Foreign Transaction Fees*
  • Complimentary Airport Lounge Access: Rest and revive before your flight at one of the 1,300+ VIP lounges in over 500 cities worldwide after an easy, one-time enrollment in Priority Pass™ Select.*
  • Book through The EditSM and discover a curated collection of inspired stays with cardmember benefits including daily breakfast for two, a $100 property credit, room upgrades (upon availability) and more.*
  • Take advantage of over $1,000 in partner value with Sapphire Reserve.*
  • Take advantage of the most flexible travel credit available by receiving up to $300 in statement credit reimbursements each anniversary year for more of your travel purchases than any other card.*
  • Global Entry, TSA PreCheck, Nexus: Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.*
  • Transfer your points to other frequent flyer programs at a 1:1 rate: Aer Lingus Aerclub, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Flying Blue AIR FRANCE KLM, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, IHG Rewards Club, Marriott Bonvoy, World of Hyatt
  • Get complimentary access to DashPass – a membership for both DoorDash and Caviar – a value of $120 for 12 months – which unlocks $0 delivery fee and lower service fees on eligible orders for a minimum of one year when you activate by Dec 31, 2027.*
  • Plus, DashPass members get access to up to $25 in monthly savings with a $5 monthly credit automatically credited to your DoorDash account and up to $20 per month to use on non-restaurant DoorDash orders, via two $10 promos.*
  • Eligible cardmembers* can break up card purchases of $100 or more* into fixed monthly payments with Chase Pay Over Time®. No interest, just a fixed monthly fee.†

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

Legal

Terms and conditions apply.

Annual Fee
  • Primary card $550
  • Additional card $75
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 29.74 %
  • Balance Transfer Rates 21.99 %
Earning Rate
  • Dining and Food delivery3Ultimate Rewards Points
  • Travel3Ultimate Rewards Points
  • All Spending1Point Ultimate Rewards
Value
  • Year 1 $1,574
  • Year 2+ $374
Best For
Transfer Partners
  • AeroplanBritish Airways Executive ClubChase Ultimate RewardsFlying BlueIHG One RewardsKrisFlyerMarriott BonvoyWorld of Hyatt

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$10,000
Trip Interruption Insurance
$20,000
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$3,000
Auto Rental Loss/Insurance
$75,000
Hotel/Motel Burglary Insurance
  • Great Welcome Offer
  • No Foreign Transaction Fee
  • Transfer your points to airline and hotel partners
Learn More
Best Aeroplan Credit Card In 2024

Earn $300 in Chase Travel Credit + 60,000 Ultimate Rewards Points:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.*
  • Plus, get up to $300 in Chase Travel statement credits in the first year of account opening for any purchases made on Chase Travel.*

Earn Ultimate Rewards points

  • Earn 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.*
  • Earn 2x on other travel purchases.*
  • Earn 3x points on dining, including eligible delivery services, takeout and dining out.*
  • Earn 3x points on online grocery purchases (excluding Target,* Walmart and wholesale clubs).*
  • Earn 3x points on select streaming services.*
  • Plus, earn 1 point per dollar spent on all other purchases.*
  • Get 25% more value when redeemed for travel. For example 60,000 points are worth $750 toward travel when redeemed through Chase Travel.*
  • Plus, ultimate rewards points do not expire as long as the account is open.*
  • Each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you’ll get 2,500 bonus points.*

Other card features

  • No Foreign Transaction Fees*
  • Take advantage of over $150 in partner valueOpens overlay with Sapphire Preferred.
  • Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.*
  • Transfer your points to other frequent flyer programs at a 1:1 rate: Aer Lingus Aerclub, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Flying Blue AIR FRANCE KLM, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, IHG Rewards Club, Marriott Bonvoy, World of Hyatt
  • Get complimentary access to DashPass – a membership for both DoorDash and Caviar – a value of $120 for 12 months – which unlocks $0 delivery fee and lower service fees on eligible orders for a minimum of one year when you activate by Dec 31, 2027.*
  • Plus, DoorDash members get up to $10 off a month on non-restaurant DoorDash orders.*
  • Eligible cardmembers* can break up card purchases of $100 or more* into fixed monthly payments with Chase Pay Over Time®. No interest, just a fixed monthly fee.†

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

Legal

Terms and conditions apply.

Annual Fee
  • Primary card $95
  • Additional card $0
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 29.74 %
  • Balance Transfer Rates 20.99 %
Earning Rate
  • Dining and Food delivery3Ultimate Rewards Points
  • Streaming services3Ultimate Rewards Points
  • Travel2Ultimate Rewards Points
Value
  • Year 1 $1,995
  • Year 2+ $495
Best For
Transfer Partners
  • AeroplanBritish Airways Executive ClubChase Ultimate RewardsFlying BlueIHG One RewardsKrisFlyerMarriott BonvoyWorld of Hyatt

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$10,000
Trip Interruption Insurance
$20,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$60,000
Hotel/Motel Burglary Insurance

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