Fees & Conditions
Foreign Transaction Fee
2.5%
Purchase Rates
20.97%
Cash Advance Rates
22.97%
Advantages
Rewards Type
Cash Back
Transfer Partners
Optimum
Loyalty Program
Optimum
All Spending
0.01
Travel
0.01
Local Transport
10
Dining and Food delivery
0.01
Groceries
0.01
Convenience Stores
10
Gas
0.01
Drugstores
25
Office Supplies
10
Telecom/Internet
10
Entertainment
10
Recurring Payments
10
Costco
Insurance
Purchase Protection