PC Financial Mastercard

PC Financial World Elite Mastercard
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Conditions apply

PC Financial Mastercard

Welcome Bonus

No Welcome Offer

Best For

Value
Year 1

$240

Years 2 and +

$240

Annual Fee

$0

Interest rates
Purchase Rates

20.97 %

Cash Advance Rates

22.97 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • 25 PC Optimum points / $ at Pharmaprix
  • 10 PC Optimum points / $ at Loblaw stores
  • 20 PC Optimum points / $ from PC Travel
  • 30 PC Optimum points / liter of gasoline at Esso / Mobil
  • 10 PC Optimum points / $ everywhere else

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.97%
Cash Advance Rates 22.97%

Value

Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 10 Points
Groceries 10 Points
Gas 10 Points
Dining and Food delivery 10 Points
Convenience Stores 10 Points
Drugstores 25 Points
Local Transport 10 Points
Travel 10 Points
Entertainment 10 Points
Recurring Payments 10 Points
Telecom/Internet 10 Points
Streaming services 10 Points
Online transactions 10 Points
Office Supplies 10 Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Price Protection
3 Milesopedia Rating