Offer

2% cash back at grocery stores
0.5% on everything else
1.99% interest on balance transfers for first six months

Fees & Conditions

Personal Income $15,000

Household Income $15,000

Annual Fee $0

First Additional Card $0

Other Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 19.99%

Cash Advance Rates 21.99%

Balance Transfer Rates 21.99%

Balance Transfer

Balance Transfer Intro Duration 6 month(s)

Balance Transfer - Promotional Rate 1.99%

Earnings

Per dollar of purchases

All Spending 0.5 %

Groceries 2 %

Gas 0.5 %

Dining and Food delivery 0.5 %

Convenience Stores 0.5 %

Drugstores 0.5 %

Local Transport 0.5 %

Travel 0.5 %

Entertainment 0.5 %

Recurring Payments 0.5 %

Telecom/Internet 0.5 %

Streaming services 0.5 %

Online transactions 0.5 %

Office Supplies 0.5 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Our review

Milesopedia Links

3 Milesopedia Rating