Offer
- 2% cash back at grocery stores
- 0.5% on everything else
- 1.99% interest on balance transfers for first six months
Fees & Conditions
Personal Income
$15,000
Household Income
$15,000
Annual Fee
$0
First Additional Card
$0
Other Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
21.99%
Balance Transfer Rates
21.99%
Balance Transfer
Balance Transfer Intro Duration
6 month(s)
Balance Transfer - Promotional Rate
1.99%
Earnings
Per dollar of purchases
All Spending
0.5 %
Groceries
2 %
Gas
0.5 %
Dining and Food delivery
0.5 %
Convenience Stores
0.5 %
Drugstores
0.5 %
Local Transport
0.5 %
Travel
0.5 %
Entertainment
0.5 %
Recurring Payments
0.5 %
Telecom/Internet
0.5 %
Streaming services
0.5 %
Online transactions
0.5 %
Office Supplies
0.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
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