CIBC Aeroplan® Visa* Card

CIBC Aeroplan® Visa* Card

Earn 10,000 Aeroplan® points on your first purchase.†

Welcome Bonus

10,000 points

Best For

Year 1


Years 2 and +


Annual Fee


Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

22.99 %

21.99 % (QC)

Balance Transfer Rates

Your Monthly Spending


  • Earn 10,000 Aeroplan® points on your first purchase.†

Fees & Conditions

Personal Income $15,000
Household Income $15,000
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%


Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)


Welcome Bonus 10,000 points
Minimum Spending Required $1


All Spending 0.67 point
Drugstores 0.67 point
Groceries 1 point
Convenience Stores 0.67 point
Gas 1 point
Telecom/Internet 0.67 point
Local Transport 0.67 point
Streaming services 0.67 point
Dining and Food delivery 0.67 point
Online transactions 0.67 point
Recurring Payments 0.67 point
Office Supplies 0.67 point
Travel 0.67 point
Entertainment 0.67 point


Common Carrier Travel Accident Insurance Amount $100,000
Common Carrier Travel Accident Insurance
Auto Rental Loss/Insurance - Amount MSPP $65,000
Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year
Insurance Document Learn More