Welcome offer : 150,000 PC Optimum points when you spend $3,000 or more using your new PC Insiders™ World Elite Mastercard® anywhere within the first 4 months.Unlimited $0 online grocery delivery and pickup with a complimentary PC Express Pass (valued at $99.99 per year), valid on eligible orders of $35 or more.50 PC Optimum points per dollar spent at Shoppers Drug Mart
40 PC Optimum points per dollar spent in Loblaw stores
30 PC Optimum points for every $1 in purchases from PC Travel
30 PC Optimum points per litre of gas at Esso/Mobil
10 PC Optimum points per dollar of purchases everywhere else
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Annual Fee
Primary card $120 Additional card $0
Annual Income Required
Individual $80,000 Household $150,000
Interest Rates
Purchase Rates
21.99 %
Cash Advance Rates
22.97 %
Balance Transfer Rates
—
Earning Rate
Drugstores 50 Points Groceries 40 Points All Spending 10 Points
Advantages
Annual Credit VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
10 day(s)
Travel medical insurance up to 64 years old
10 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
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Close
{"main":{"value":"","welcome_bonus":"150,000 Points","estimated_value":0,"mc_welcome_bonus_amount":"150000","minimum_spending":"$3,000","minimum_spending_timeframe_months":"4 month(s)","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":69,"filter":"raw","term_order":"0"},{"term_id":787,"name":"Drugstores","slug":"drugstores","term_group":0,"term_taxonomy_id":787,"taxonomy":"mc_best_for","description":"","parent":0,"count":15,"filter":"raw","term_order":"0"},{"term_id":786,"name":"Gas stations","slug":"gas","term_group":0,"term_taxonomy_id":786,"taxonomy":"mc_best_for","description":"","parent":0,"count":46,"filter":"raw","term_order":"0"}],"annual_fee":"120","first_year_fee":false,"loyalty_slug":"optimum-en","card_slug":"pc-insiders-world-elite-mastercard"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":77,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":751,"name":"Optimum","slug":"optimum-en","term_group":0,"term_taxonomy_id":751,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":11,"filter":"raw","term_order":"0"},"rewards_groceries":"40","rewards_gas_stations":"10","rewards_restaurants":"10","rewards_travel":"10","rewards_recurring_payments":"10","rewards_allspending":"10","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"21.99%","mc_cash_advance_rates":"22.97%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"21.99%","mc_cash_advance_rate_qc":"21.97%","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":true,"mc_extended_warranty":true}}
45 PC Optimum points / $ at Shoppers Drug Mart 30 PC Optimum points / $ at Loblaw stores 30 PC Optimum points / $ from PC Travel 30 PC Optimum points / liter of gas at Esso / Mobil 10 PC Optimum points / $ everywhere else
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Annual Fee
Primary card $0 Additional card $0
Annual Income Required
Individual $80,000 Household $150,000
Interest Rates
Purchase Rates
20.97 %
Cash Advance Rates
22.97 %
Balance Transfer Rates
—
Earning Rate
Drugstores 45 Points Groceries 30 Points All Spending 10 Points
Advantages
Annual Credit VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
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Close
{"main":{"value":"","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":69,"filter":"raw","term_order":"0"},{"term_id":787,"name":"Drugstores","slug":"drugstores","term_group":0,"term_taxonomy_id":787,"taxonomy":"mc_best_for","description":"","parent":0,"count":15,"filter":"raw","term_order":"0"},{"term_id":786,"name":"Gas stations","slug":"gas","term_group":0,"term_taxonomy_id":786,"taxonomy":"mc_best_for","description":"","parent":0,"count":46,"filter":"raw","term_order":"0"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"optimum-en","card_slug":"pc-financial-world-elite-mastercard"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":77,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":751,"name":"Optimum","slug":"optimum-en","term_group":0,"term_taxonomy_id":751,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":11,"filter":"raw","term_order":"0"},"rewards_groceries":"30","rewards_gas_stations":"10","rewards_restaurants":"10","rewards_travel":"10","rewards_recurring_payments":"10","rewards_allspending":"10","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.97%","mc_cash_advance_rates":"22.97%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":false,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":true,"mc_extended_warranty":true}}
35 PC Optimum points / $ at Shoppers Drug Mart 20 PC Optimum points / $ at Loblaw stores 20 PC Optimum points / $ from PC Travel 30 PC Optimum points / liter of gas at Esso / Mobil 10 PC Optimum points / $ everywhere else
Read More Read Less
Annual Fee
Primary card $0 Additional card $0
Annual Income Required
Individual $50,000 Household $80,000
Interest Rates
Purchase Rates
20.97 %
Cash Advance Rates
22.97 %
Balance Transfer Rates
—
Earning Rate
Drugstores 35 Points Groceries 20 Points All Spending 10 Points
Advantages
Annual Credit VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Read More Read Less
Close
{"main":{"value":"","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":69,"filter":"raw","term_order":"0"},{"term_id":787,"name":"Drugstores","slug":"drugstores","term_group":0,"term_taxonomy_id":787,"taxonomy":"mc_best_for","description":"","parent":0,"count":15,"filter":"raw","term_order":"0"},{"term_id":786,"name":"Gas stations","slug":"gas","term_group":0,"term_taxonomy_id":786,"taxonomy":"mc_best_for","description":"","parent":0,"count":46,"filter":"raw","term_order":"0"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"optimum-en","card_slug":"pc-financial-world-mastercard"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":77,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":751,"name":"Optimum","slug":"optimum-en","term_group":0,"term_taxonomy_id":751,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":11,"filter":"raw","term_order":"0"},"rewards_groceries":"20","rewards_gas_stations":"10","rewards_restaurants":"10","rewards_travel":"10","rewards_recurring_payments":"10","rewards_allspending":"10","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.97%","mc_cash_advance_rates":"22.97%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":false,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":true,"mc_extended_warranty":true}}
25 PC Optimum points / $ at Shoppers Drug Mart 10 PC Optimum points / $ at Loblaw stores 20 PC Optimum points / $ from PC Travel 30 PC Optimum points / liter of gas at Esso / Mobil 10 PC Optimum points / $ everywhere else
Read More Read Less
Annual Fee
Primary card $0 Additional card $0
Annual Income Required
Individual $0 Household $0
Interest Rates
Purchase Rates
20.97 %
Cash Advance Rates
22.97 %
Balance Transfer Rates
—
Earning Rate
Drugstores 25 Points All Spending 10 Points Groceries 10 Points
Advantages
Annual Credit VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Read More Read Less
Close
{"main":{"value":"","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":69,"filter":"raw","term_order":"0"},{"term_id":787,"name":"Drugstores","slug":"drugstores","term_group":0,"term_taxonomy_id":787,"taxonomy":"mc_best_for","description":"","parent":0,"count":15,"filter":"raw","term_order":"0"},{"term_id":786,"name":"Gas stations","slug":"gas","term_group":0,"term_taxonomy_id":786,"taxonomy":"mc_best_for","description":"","parent":0,"count":46,"filter":"raw","term_order":"0"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"optimum-en","card_slug":"pc-financial-mastercard"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":77,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":751,"name":"Optimum","slug":"optimum-en","term_group":0,"term_taxonomy_id":751,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":11,"filter":"raw","term_order":"0"},"rewards_groceries":"10","rewards_gas_stations":"10","rewards_restaurants":"10","rewards_travel":"10","rewards_recurring_payments":"10","rewards_allspending":"10","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.97%","mc_cash_advance_rates":"22.97%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":false,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":true,"mc_extended_warranty":true}}
