Offer
Offer
- 45 PC Optimum points / $ at Pharmaprix
- 30 PC Optimum points / $ at Loblaw stores
- 30 PC Optimum points / $ from PC Travel
- 30 PC Optimum points / liter of gasoline at Esso / Mobil
- 10 PC Optimum points / $ everywhere else
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
20.97%
Cash Advance Rates
22.97%
Value
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value
Advantages
Costco
Earnings
Per dollar of purchases
All Spending
10 Points
Groceries
30 Points
Gas
10 Points
Dining and Food delivery
10 Points
Convenience Stores
10 Points
Drugstores
45 Points
Local Transport
10 Points
Travel
10 Points
Entertainment
10 Points
Recurring Payments
10 Points
Telecom/Internet
10 Points
Streaming services
10 Points
Online transactions
10 Points
Office Supplies
10 Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Price Protection