Fees & Conditions
Personal Income
$60000
Household Income
$100000
Foreign Transaction Fee
2.5%
Purchase Rates
20.97%
Cash Advance Rates
22.97%
Advantages
Rewards Type
Cash Back
Transfer Partners
Optimum
Loyalty Program
Optimum
All Spending
0.01
Travel
0.01
Local Transport
10
Dining and Food delivery
0.01
Groceries
0.02
Convenience Stores
10 points / $
Drugstores
35
Office Supplies
10
Telecom/Internet
10
Entertainment
10 points / $
Recurring Payments
10
Costco
Insurance
Purchase Protection