PC Financial World Mastercard  🇨🇦

Welcome Bonus
No Welcome Offer
  • No annual fee
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
20.97 %
Cash Advance Rates
22.97 %
Balance Transfer Rates
—

PC Financial World Elite Mastercard
PC Financial World Mastercard
No Welcome Offer

Offer

  • 35 PC Optimum points / $ at Shoppers Drug Mart
  • 20 PC Optimum points / $ at Loblaw stores
  • 20 PC Optimum points / $ from PC Travel
  • 30 PC Optimum points / liter of gas at Esso / Mobil
  • 10 PC Optimum points / $ everywhere else

Fees & Conditions

Personal Income $50,000
Household Income $80,000
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.97%
Cash Advance Rates 22.97%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 10 Points
Groceries 20 Points
Gas 10 Points
Dining and Food delivery 10 Points
Convenience Stores 10 Points
Drugstores 35 Points
Local Transport 10 Points
Travel 10 Points
Entertainment 10 Points
Recurring Payments 10 Points
Telecom/Internet 10 Points
Streaming services 10 Points
Online transactions 10 Points
Office Supplies 10 Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

With the PC Financial World Mastercard, you earn:

  • 35 PC Optimum points per dollar spent at Shoppers Drug Mart
  • 20 PC Optimum points for every $1 in purchases at Loblaw stores
  • 20 PC Optimum points for every $1 in purchases from PC Travel
  • 30 PC Optimum points per liter of gas at Esso / Mobil
  • 10 PC Optimum points per dollar of purchases everywhere else

This means that you get between 1 and 3.5% on your purchases from PC Optimum stores. You can then use your PC Optimum points for rebates at the checkout of these PC Optimum stores.

In addition, this card has no annual fee.

Alternative Cards

3.5 Milesopedia Rating