These credit cards have the best insurance coverage in the country for your travel and purchases.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
National Bank World Elite Mastercard is the best Mastercard credit card on NBC. With the current welcome offer exclusive to the Milesopedia Network, receive up to 35,000 bonus points, distributed as follows:
What’s more, you pay no annual fee for the first year.
With this card, you earn up to 5 points per dollar on your purchases:
And since it’s a National Bank Mastercard credit card, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, in 2023 and 2024, Milesopedia voted National Bank World Elite Mastercard as the Best Credit Card for Travel and the Best Credit Card for Insurance.
With this welcome offer for the Scotiabank Passport™ Visa Infinite* Card, you earn up to 35,000 Scene+ points as a welcome bonus (a $350 value) :
Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of 10,000 points, a $100 value.
With the Scotiabank Passport™ Visa Infinite* Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You’ll also earn 2 points for every dollar you spend, including on foreign transactions, in the following categories:
The Scotiabank Passport™ Visa Infinite* Card is an excellent Visa credit card for this type of purchase.
You can redeem your points for any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusive properties and even Airbnb). You can also use your points as cash back with Scene+, such as at your grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Passport™ Visa Infinite* Card also offers:
We voted this credit card the Best No-FX Fee Credit Card of 2024.
With the TD First Class Travel® Visa Infinite* Card, you can get up to 135,000 TD Rewards points† and a rebate on the annual fee for the first year:
Get an Annual Fee Rebate for the first year†
With the TD First Class Travel® Visa Infinite* Card, you get:
This TD credit card is one of the best TD travel rewards cards.
The Platinum Card is the best high-end card in Canada for travelers.
With this welcome offer, you can earn up to 140,000 Membership Rewards points:
With this Card, you get :
You can use your Membership Rewards points in many ways:
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :
With this card, you also have advantages for your travels:
Finally, the Platinum Cardᴹᴰ stands out for the many insurances it offers: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out of province or country), lost or stolen luggage, flight delay and misdirected luggage, hotel or motel burglary, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
The BMO Ascend World Elite Mastercard is one of the best World Elite Mastercard credit cards with travel points in Canada. With our exclusive offer, you can get up to 100,000 bonus points:
Plus, the annual fee is waived in the first year for both the primary cardholder and authorized users.
With the BMO Ascend World Elite Mastercard, a premium credit card from BMO, you get:
And 1 point for every $1 spent everywhere else, including at Costco. You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (flights, hotels, car rentals, all-inclusive resorts, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
The BMO Ascend World Elite Mastercard also offers:
With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 80,000 Aeroplan points†:
It’s the best TD credit card for Air Canada frequent flyers.
With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points† per dollar of eligible purchase for:
And 2 points† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points† per dollar.
With this offer for the RBC Avion Visa Infinite Card, you can earn 35,000 Avion points upon approval and 20,000 bonus points when you spend $5,000 within 6 months of approval.
You can use your Avion Rewards points for travel or redeem them with other loyalty programs such as :
The current welcome offer, for example, gives you the equivalent of 55,000 British Airways Avios or 550 WestJet Dollars.
With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.
What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.
For a limited time, when you apply for the Scotiabank®* Platinum American Express® Card, you can earn up to 60,000 points. That’s a $600 value for travel purchases including Airbnb.
With the Scotiabank®* Platinum American Express® Card, you earn 2 points per dollar on all purchases. You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). And you can also use them for other rewards in the Scene+ program, such as cash back rewards.
Plus, with this card, you will not pay 2.5% foreign transaction fees on any foreign currency purchases, and you get ten complimentary visits to airport VIP lounges with the Priority Pass and Premium Plaza networks.
And you get excellent insurance for your travels or purchases, concierge service, and exclusive American Express Offers (American Express Invites Program).
With this exclusive offer for the BMO AIR MILES® World Elite Mastercard®*, you earn 3,000 miles after $3,000 in purchases in the first three months. Plus, earn an additional 1,500 miles when you spend at least $700 at eligible wholesale clubs and alcohol retailers.
Besides, the annual fee is waived in the first year!
With this card, you earn 3 miles for every $12 spent at participating AIR MILES Partners. Then, earn 2 miles for every $12 in purchases at any eligible grocery store and wholesale club (warehouse like Costco) or alcohol retailer (SAQ, LCBO, etc.). Everywhere else, you’ll earn 1 AIR MILES mile for every $12 in purchases, including Walmart.
What’s more, it’s the only AIR MILES credit card in Canada to offer a 25% discount on AIR MILES flights to any destination during the calendar year.
The BMO® AIR MILES® World Elite®* Mastercard®* card also offers:
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
We voted National Bank World Elite Mastercard® the Best Credit Card in Canada for Insurance.
You get up to 60 days of travel medical insurance and up to 180 days of purchase insurance. Plus, you can triple the warranty on most products you buy.
Savings are here: