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Discover credit cards offering the best travel insurance, ideal for protecting your trips. Compare the benefits, coverages, and fees to choose the right solution for your needs.
These credit cards have the best insurance coverages in the country for your travels and purchases.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
The National Bank World Elite Mastercard is the best Mastercard credit card on NBC.
With this card, you earn up to 5 points per dollar on your purchases:
And since it’s an NBC mycredit Mastercard, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia voted National Bank World Elite Mastercard the Best Credit Card for Travel and the Best Credit Card for Insurance in 2023, 2024 and 2025 respectively.
The BMO Ascend World Elite Mastercard is one of the best World Elite Mastercard credit cards with travel points in Canada. With our exclusive offer, you can get up to 100,000 bonus points:
Plus, the annual fee is waived in the first year for both the primary cardholder and authorized users.
With the BMO Ascend World Elite Mastercard, a premium credit card from BMO, you get:
And 1 point for every $1 spent everywhere else, including at Costco. You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (flights, hotels, car rentals, all-inclusive resorts, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
The BMO Ascend World Elite Mastercard also offers:
With TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points†:
It’s the best TD credit card for Air Canada frequent flyers.
With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points† for every $1 spent on:
And 2 points† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points† per dollar.
With the TD First Class Travel® Visa Infinite* Card, you can get up to 165,000 TD Rewards points† and a rebate on the annual fee for the first year:
Plus, get an Annual Fee Rebate for the first year.† This is the highest offer we have ever seen!
With the TD First Class Travel® Visa Infinite* Card, you earn:
This TD credit card is one of the best TD travel rewards cards. As of April 30, 2025, it now offers access to airport lounges with 4 free visits per year.
With this offer for the RBC Avion Visa Infinite Card, you can get 35,000 Avion points as a welcome bonus upon approval.
You can use your Avion points for travel or convert them to other loyalty programs such as:
The current welcome offer, for example, gives you the equivalent of 35,000 British Airways Avios or 35,000 WestJet points.
With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.
What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.
With this welcome offer for the Scotiabank Passport Visa Infinite Card, you’ll receive up to 45,000 Scene+ points in welcome bonus (a $450 value):
Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, a value of $100.
With the Scotiabank Passport Visa Infinite Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You’ll also earn 2 points for every dollar you spend, including on foreign purchases, in the following categories:
The Scotiabank Visa Infinite Passport is an excellent Visa credit card for this type of purchase.
These points can be used against any travel purchase at the rate of1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Visa Infinite Passport also offers :
We voted this credit card the Best No FX Fee Credit Card of 2024 and 2025.
Here are some frequently asked questions in the milesopedia community about credit cards in Canada.
We voted the National Bank World Elite Mastercard® the Best Credit Card in Canada for Insurance.
You get up to 60 days of travel medical insurance and up to 180 days of purchase insurance. Plus, you can triple the warranty on most products you buy.
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