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Discover Canada’s best credit cards for business, offering unparalleled benefits such as cash back, travel rewards and financial management tools tailored to entrepreneurs. Maximize your potential with these powerful options.
Below, you’ll find the best credit card offers for Small Medium Businesses in Canada:
Here’s a table summarizing the different SMB credit card offers. For more details, read on or click on the small business credit card you are interested in.
With the Scotiabank Passport Visa Infinite* Business Card, you can earn up to 40,000 Scene+ points as a welcome bonus:
With the Scotiabank Passport Visa Infinite Business Card, you pay no conversion fees for foreign currency transactions.
You’ll also benefit from six complimentary worldwide airport lounge passes per year .
Earn up to 40,000 Membership Rewards points* with the American Expressᴹᴰ Gold Rewards Card:
With this Card, you earn 1 Membership Rewards point per dollar on your purchases.
You can then use your points in many ways:
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:
Alternatively, 80,000 Membership Rewards points can be redeemed for $800 worth of travel or any other Card purchase.
Also, as a cardmember, you get many advantages such as up to 55 interest-free days to maximize your cash flow.
Finally, you are covered with reliable insurance for your travels and purchases.
Like all American Express Canada Cards, there is no minimum income requirement.
The BMO Ascend World Elite Business Mastercard is one of the best travel points-based Business Mastercard® credit cards in Canada. You can earn up to 100,000 points as a welcome bonus:
Plus, there’s no annual fee for the first year! And you get 2 free annual visits to DragonPass airport lounges.
You can also benefit from a welcome interest rate of 0% on balance transfers for nine months (a 3% transfer fee applies).
With the BMO Ascend World Elite®* Business Mastercard, you earn 4 points for every dollar spent on:
And 1.5 points for every dollar you spend, including at Costco or for significant purchases at home improvement stores.
You can use BMO Rewards points for all travel purchases made through theagency or website of your choice (airline tickets, hotels, car rentals, all-inclusives, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
You can also combine the points you earn with the other two BMO Rewards cards to save even more on your travels.
With the BMO Rewards® World Elite®* Business Mastercard® for Business, you benefit from various travel protections:
And for your purchases :
The Marriott Bonvoy® Business American Express®* Card is the best credit card for the self-employed, professionals and small business owners who travel.
With this welcome offer, earn up to 60,000 Marriott Bonvoy points:
It’s a card we recommend you keep, because each year at renewal, you’ll get an Annual Free Night Award for up to 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy Elite status.
With this Card, you earn 5 points per dollar for all your spending at Marriott Bonvoy establishments, and you can earn 3 points per dollar for :
And 2 points per dollar on all other purchases.
With this welcome offer for the American Express Aeroplan Business Reserve Card, you can earn up to 90,000 Aeroplan points:
With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2X the points on hotels and car rentals. Everywhere else, you will earn 1.25X the points.
With this Card, you benefit from many Air Canada travel benefits such as access to Maple Leaf lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
The Scotia Momentum for business Visa Card is one of the best cash back options for business owners in Canada.
You can earn up to 3% cash back on your business expenses:
What’s more, you currently benefit from an introductory rate of 2.99% on balance transfers for the first six months.
With the Scotia Momentum for business Visa Card, you also benefit from protections for your purchases:
The card also offers practical financial management tools for your business:
The BMO CashBack Mastercard for Business is one of the best cashback Mastercard credit cards in Canada.
You can get a 10% discount for three months on purchases:
After that, you’ll get 1.5% on these purchases and 1.75% at Shell.
Avec la Carte Visa* Affaires Home Hardware PRO Scotiaᴹᴰ, vous pouvez obtenir jusqu’à 7 500 points Scène+ en prime la première année (soit jusqu’à 75 $ en récompenses) en portant au moins 1 000 $ d’achat chez Home Hardware dans les 3 premiers mois suivants votre adhésion.
Cette carte vous permet d’obtenir 1 point Scène+ par dollar d’achat d’entreprise admissible chez Home Hardware, échangeables contre des récompenses utiles à votre entreprise : voyages d’affaires, rénovations, divertissements, épicerie, cartes-cadeaux, technologie ou crédits de relevé.
Avec la Carte Visa* Affaires Home Hardware PRO Scotiaᴹᴰ, vous profitez d’un délai de grâce de 21 jours sans intérêt sur vos nouveaux achats, d’économies sur vos achats grâce à Visa SavingsEdge, ainsi que d’une réduction allant jusqu’à 25 % sur la location de véhicules AVIS et Budget.
The BMO AIR MILES® World Elite®* Business Mastercard is particularly attractive to AIR MILES collectors who want to keep their personal and business expenses separate.
You can earn a welcome bonus of 8,000 AIR MILES in your first year! In addition, there is no annual fee for the first year.
You earn 4x the Miles when you use your card at participating AIR MILES Partners. And 1 Mile for every $12 you spend everywhere else, including Costco.
With the BMO AIR MILES World Elite Business Mastercard, you benefit from a variety of travel protections:
And for your purchases:
The BMO® AIR MILES® No-Fee Business Mastercard®* is the only AIR MILES Mastercard for Business credit card with no annual fee.
For a limited time, you’ll receive 2,000 AIR MILES as a welcome bonus!
You earn 1 AIR MILES Reward Mile on every $20 you spend, including at Costco. And 1.25X the Miles at Shell.
Savings are here (if you don’t see the sign-up form, please click here):
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