Best Aeroplan Credit Cards in Canada – November 2024

Updated Nov 1, 2024
Best Aeroplan Credit Cards

With the cards below, you can earn Aeroplan points directly or indirectly (by points transfer).

Here is a table summarizing the different offers. For more details, read on or click on the name of a card.

Best Aeroplan Credit Cards - Aeroplan Points

American Express®* Aeroplan® Reserve Card

With this welcome offer for the American Express®* Aeroplan® Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:

  • Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months
  • Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

TD® Aeroplan® Visa Infinite* Card

Thanks to this enhanced welcome offer for the TD® Aeroplan® Visa Infinite* Card, reserved for those who apply via this Milesopedia link, you can earn 10,000 more Aeroplan points than the current public offer!

With this offer for the TD® Aeroplan® Visa Infinite* Card, you can earn up to 50,000 Aeroplan points and a first-year annual fee rebate:

  • Get a Welcome Bonus of 10,000 Aeroplan points when you make your first purchase with your new card.
  • Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of account opening
  • Plus, earn a one-time Anniversary Bonus of 25,000 Aeroplan Points when you spend $12,000 within 12 months of account opening.
  • Join NEXUS and get a rebate on membership fees every 48 months
  • Plus, share free first checked bags with up to 8 travel companions
  • Get an annual fee rebate for the first year. To get the rebate, you must make a purchase within the first three months and add your authorized cardholders before January 6, 2025.

It’s the best TD credit card for occasional Air Canada travellers.

With the TD Aeroplan Visa Infinite* Card, you earn 1.5 points per dollar of eligible purchase for:

TD® Aeroplan® Visa Infinite Privilege* Credit Card

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 80,000 Aeroplan points:

  • 20,000 Aeroplan points when you make your first purchase with your new card
  • 30,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening
  • Plus, earn a one-time Anniversary Bonus of 30,000 Aeroplan Bonus Points when you spend $24,000 within 12 months of account opening
  • $100 NEXUS fee rebate
  • Access to Air Canada Maple Leaf lounges
  • 6 annual visits to airport lounge members of the Visa Airport Companion Program hosted by Dragonpass International Ltd.
  • Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points per dollar of eligible purchase for:

  • Grocery stores
  • Gas stations
  • Travel
  • Restaurants

And 2 points per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points per dollar.

TD® Aeroplan® Visa Platinum* Card

With the TD® Aeroplan® Visa Platinum* Credit Card, you can earn up to 20,000 Aeroplan points and a first-year annual fee rebate:

  • A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening
  • An annual fee rebate for the primary cardholder (instead of $89)

With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar of eligible purchases for:

There is no minimum income requirement for this TD Aeroplan credit card.

American Express® Aeroplan®* Card

With this welcome offer for the Aeroplan American Express Card, you can earn up to 40,000 Aeroplan points. Here’s how:

  • Earn 30,000 Aeroplan points after charging $3,000 to your Card in the first 3 months.
  • Plus, earn an additional 10,000 Aeroplan Points when you spend $1,000 in the 13th month.

With this Card, you earn 2X the points on purchases made directly with Air Canada and Air Canada Vacations.

And 1.5x the points on Dining and Food Delivery purchases in Canada. Anywhere else, you will earn 1X the points.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Aeroplan®* Business Reserve Card

With this welcome offer for the American Express®* Aeroplan® Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:

  • Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months
  • Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

Best Aeroplan Credit Cards - Transferable Points

American Express® Gold Rewards Card

Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express® Gold Rewards Card. That’s a $600 value for travel or any purchase on the Card.

You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:

  • 60,000 Aeroplan points
  • 60,000 Avios points
  • 45,000 Flying Blue Miles
  • 72,000 Marriott Bonvoy points

With this Card, you get many benefits like:

You earn 2 points per dollar for travel purchases, and at:

  • gas stations
  • grocery stores
  • drugstores

And 1 point per dollar everywhere else.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Cobalt® Card

The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.

The welcome bonus is distributed monthly for the first 12 months. You’ll earn 1,250 Membership Rewards points for every $750 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 15,000 Membership Rewards points.

You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.

Or you can transfer them into Aeroplan points, Avios (British Airways/Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors.

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:

  • 15,000 Aeroplan points
  • 15,000 Avios points
  • 11,250 Flying Blue Miles
  • 18,000 Marriott Bonvoy points

With the American Express Cobalt® Card, you can earn between 1 and 5 points per dollar:

Category Points per dollar
Grocery (Métro, IGA, Sobeys, Super C, etc.) 5
Home food delivery 5
Restaurants and bars 5
Convenience stores 5
Streaming services 3
Gas station 2
Transport 2
Travel 1
Other 1

This is a 1 to 5% return on all these purchases.

For example, if you spend $1,000 per month on groceries and/or restaurants and/or food delivery, you’ll earn $50 cash back per month, or $600 cash back per year with this card for this category of purchases!

And if you decide to transfer your points to other programs like Aeroplan, you could get even more value!

In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Platinum Card®

The Platinum Card is the best high-end card in Canada for travelers.

With this welcome offer, you can earn up to 140,000 Membership Rewards points:

  • 100,000 points when you charge $10,000 in net purchases to your Card within the first 3 months of membership
  • 40,000 points if you make a purchase in the 14 to 17 months following your membership

With this Card, you get :

  • 2 points per dollar for dining purchases
  • 2 points per dollar on travel purchases
  • 1 point per dollar on all other purchases

You can use your Membership Rewards points in many ways:

  • Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
  • Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
  • Redeem points for statement credits towards other purchases (1,000 points = $10)
  • And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

  • 140,000 Aeroplan points
  • 140,000 Avios
  • 105,000 Flying Blue Miles
  • 168,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

  • $200 Annual Travel Credit
  • $200 Annual Dining Credit
  • $100 NEXUS Card Statement Credit
  • Free, unlimited access for you and one additional traveller to over 1,200 airport lounges in more than 130 countries
  • Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
  • Marriott Bonvoy Gold Elite status
  • Access to the Fine Hotels and Resorts program

Finally, the Platinum Cardᴹᴰ stands out for the many insurances it offers: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out of province or country), lost or stolen luggage, flight delay and misdirected luggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Green Card

Do you want a cash back credit card with no annual fee that earns travel points? Here is an option for you: the American Express® Green Card.

By signing up for the American Express® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card.

You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of obtaining..:

  • 10,000 Aeroplan points
  • 10,000 Avios points
  • 7,500 Flying Blue Miles
  • 12,000 Marriott Bonvoy points

That’s a nice welcome bonus for a credit card with no annual fee.

You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.

Like all American Express Canada Cards, there is no minimum income requirement.

Business Platinum Card® from American Express

Earn up to 150,000 points with this welcome offer for Business Platinum Card® from American Express:

  • 110,000 Membership Rewards points after charging $15,000 in net purchases to your Card in the first 3 months of membership
  • 40,000 points when you make a purchase between 14 and 17 months of Cardmembership

You can use your Membership Rewards points in many ways:

  • Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
  • Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
  • And more!

150,000 points have a minimum value of $1,500 for a Statement credit, and much more if you transfer your points to a partner.

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:

  • 150,000 Aeroplan points
  • 150,000 Avios
  • 112,500 Flying Blue Miles
  • 180,000 Marriott Bonvoy points

With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. What’s more, you’ll enjoy a host of travel and business benefits:

  • Free, unlimited access for you and one additional traveller to over 1,400 airport lounges in more than 130 countries.
  • $200 Annual travel credit
  • $100 Card Statement Credit for Nexus
  • Marriott Bonvoy Gold Elite status
  • Hilton Honors Gold Status
  • Access to the Fine Hotels and Resorts program
  • Up to $120 in eligible Wireless Credits each year

With this Card you can maximize your cash flow with up to 55 interest free days. It is a card that is particularly appreciated by contractors when making large purchases in home improvement stores, for example.

Finally, the Business Platinum Cardᴹᴰ from American Express stands out for the many insurances it offers: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out of province or country), lost or stolen luggage, flight delay and misdirected luggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Business Gold Rewards Card®

Earn up to 40,000 Membership Rewards points with this limited-time welcome offer for the American Express Gold Rewards Card for small businesses:

  • 40,000 Membership Rewards points after $7,500 in purchases in the first 3 months
  • 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter (up to 40,000 Membership Rewards points)

With this Card, you earn 1 Membership Rewards point per dollar on your purchases.

You can then use your points in many ways:

  • Statement credit for travel purchases
  • Statement credit for all purchases
  • Transfer to partner programs (Aeroplan, British Airways Executive Club, Delta Skymiles, Flying Blue, Marriott Bonvoy, Hilton Honors, etc.)
  • Book your flight with American Express Travel at a special rate

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:

  • 40,000 Aeroplan points
  • 40,000 Avios points
  • 30,000 Flying Blue Miles
  • 48,000 Marriott Bonvoy points

Alternatively, 40,000 Membership Rewards points can be redeemed for $400 worth of travel or any other Card purchase.

Also, as a cardmember, you get many advantages such as up to 55 interest-free days to maximize your cash flow.

Finally, you are covered with reliable insurance for your travels and purchases.

Like all American Express Canada Cards, there is no minimum income requirement.

Best Aeroplan Credit Cards - Frequently Asked Questions

Here are some frequently asked questions in the Milesopedia community about Aeroplan credit cards.

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