Best Aeroplan credit cards | February 2026

Q: How many Aeroplan points can I get as a welcome bonus?

Welcome bonuses vary by card:- No-fee cards: 10,000 to 15,000 points; - Mid-tier cards: 50,000 to 70,000 points; - Premium cards: 80,000 to 100,000 points; By combining several cards from different tiers, you can get up to 200,000 Aeroplan points as a bonus, enough for business class travel to Europe or Asia.

Q: How to transfer points to Aeroplan from other programs?

You can transfer points to Aeroplan from several programs:- American Express Membership Rewards: Instant 1:1 transfer; - Marriott Bonvoy: 3:1 ratio (3 Marriott points = 1 Aeroplan point); Transfers from American Express Membership Rewards are the most advantageous and allow you to quickly top up your Aeroplan balance for a specific redemption. Transfers are generally instant and free of charge.

The Best Aeroplan Credit Cards – February 2026

In 2025, Aeroplan credit cards offer up to 90,000 bonus points and exclusive benefits like free baggage and lounge access. With three main issuers (TD, CIBC, American Express), choosing the best Aeroplan card depends on your travel and spending habits. Our detailed comparison helps you identify the optimal card to maximize your rewards.

Here is a table summarizing the different Aeroplan credit card offers. For more details, read on or click on the name of a card.

What is the Best Aeroplan Card in 2025?

The best Aeroplan card depends on your specific needs. For big spenders looking for maximum benefits, the American Express Aeroplan Reserve Card dominates with up to 90,000 bonus points. For excellent value, the TD Aeroplan Visa Infinite Card offers up to 45,000 points, often with the annual fee rebated in the first year.

TD® Aeroplan® Visa Infinite* Card

With this offer for TD^® Aeroplan^® Visa Infinite* Card, you can earn up to 40,000 Aeroplan points^† and no annual fee for the first year:

Get a Welcome Bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†.
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of account opening^†
Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†
Apply for the NEXUS program and, every 48 months, receive a rebate (up to C$100) on the application fee^†.
Plus, share free first checked bags with up to 8 travel companions^†
Get an annual fee rebate for the first year^†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

It’s the best TD credit card for occasional Air Canada travellers. With the TD^® Aeroplan^® Visa Infinite* Card, you earn 1.5 points^† per eligible dollar spent on:

Grocery stores
Gas stations, including gasoline and EV charging
Air Canada purchases, including Air Canada Vacations

American Express® Aeroplan®* Reserve Card

With this welcome offer for American Express^® Aeroplan^®* Reserve Card, you can earn up to 85,000 points Aeroplan. Here’s how:

Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn 25,000 points when you make a purchase in the 13th month following your membership

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

TD® Aeroplan® Visa Infinite Privilege* Credit Card

With TD^® Aeroplan^® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points^†:

20,000 Aeroplan points when you make your first purchase with your new card^†
35,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†
Apply for the NEXUS program membership and once every 48 months get an application fee rebate (up to $100 CAD)^†
Access to Air Canada Maple Leaf lounges^†
6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD^® Aeroplan^® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† per eligible dollar spent on:

Grocery stores and restaurants
Gas station, including fuel and EV charging
Travel and public transit

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.

TD® Aeroplan® Visa Platinum* Credit Card

With the TD Aeroplan Visa Platinum* Credit Card, you can earn up to 15,000 Aeroplan points and a rebate on annual fees in the first year:

10,000 Aeroplan points for the first purchase made with your card^†
5,000 additional Aeroplan points when you spend $1,000 within 90 days of account opening^†
First-year annual fee waived for primary cardholder (instead of $89)^†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

With the TD^® Aeroplan^® Visa Platinum* Credit Card, you earn 1 point per dollar spent on eligible purchases for:

Grocery stores
Eligible purchases of gas or electric vehicle charging
Air Canada purchases, including Air Canada Vacations

This TD Aeroplan credit card requires no minimum income.

American Express® Aeroplan®* Card

With this welcome offer for the Aeroplan American Express Card, you can earn up to 40,000 Aeroplan points. Here’s how:

Earn 30,000 Aeroplan points after spending $3,000 on your Card in the first 3 months.
Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.

With this Card, you earn 2x the points on purchases with Air Canada and Air Canada Vacations.

And 1.5x the points for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Aeroplan®* Business Reserve Card

With this welcome offer for the American Express Aeroplan Business Reserve Card, you can earn up to 90,000 Aeroplan points:

Earn 65,000 Aeroplan points after making $10,500 in purchases in the first three months.
Earn an additional 25,000 Aeroplan points when you spend $3,500 in the 13th month.

With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2X the points on hotels and car rentals. Everywhere else, you will earn 1.25X the points.

With this Card, you benefit from many Air Canada travel benefits such as access to Maple Leaf lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

How to Choose the Best Aeroplan Card for You?

Based on your Travel Profile

Occasional Traveler (1-2 trips/year): TD Aeroplan Platinum Visa Card or CIBC Aeroplan Visa Card
Regular Traveler (3-6 trips/year): TD Aeroplan Visa Infinite Card
Frequent Traveler (6+ trips/year): American Express Aeroplan Reserve Card
Professional/Entrepreneur: American Express Aeroplan Business Reserve Card

Based on your Annual Spending

Less than $20,000/year: No-fee cards or cards with fee rebates
$20,000 – $50,000/year: Mid-tier cards (TD Infinite, TD Privilege)
More than $50,000/year: Premium cards (Amex Reserve)

Frequently Asked Questions

Here are frequently asked questions in the Milesopedia community about Aeroplan credit cards.

What are the benefits of an Aeroplan credit card in 2025?

An Aeroplan credit card allows you to earn Aeroplan points on every purchase, with accelerated rates of up to 3 points per dollar on certain categories. You benefit from preferential flight fares, a free first checked bag, and access to exclusive services like Maple Leaf Lounges and priority airport services with premium cards. Welcome bonuses can reach 100,000 points (value of $1,000 to $2,000 in travel).

What is the best Aeroplan credit card to start with?

To start, the TD Aeroplan Visa Infinite Card (often with the annual fee rebated in the first year) is ideal. This TD card offers excellent value for testing Aeroplan benefits.

How many Aeroplan points can I get as a welcome bonus?

Welcome bonuses vary by card:

No-fee cards: 10,000 to 15,000 points
Mid-tier cards: 50,000 to 70,000 points
Premium cards: 80,000 to 100,000 points

By combining several cards from different tiers, you can get up to 200,000 Aeroplan points as a bonus, enough for business class travel to Europe or Asia.

Who are the Aeroplan credit card issuers in Canada?

In Canada, there are three main Aeroplan credit card issuers:

American Express Canada: Premium cards with the best benefits
CIBC: Accessible options, including no-fee cards
TD: Full range with excellent value

Each issuer offers specific benefits, and you can hold cards from different issuers simultaneously.

How to get free baggage with an Aeroplan card?

By being an Aeroplan credit cardholder, you automatically get the first checked bag free (value of $30 to $70 per trip) provided that:

The first flight segment is operated by Air Canada
You pay for the flight with your Aeroplan card (even partially)
Your Aeroplan number is associated with the booking

This benefit applies even to Air Canada’s basic fares and can represent significant savings for families.

Can I hold multiple Aeroplan credit cards simultaneously?

Yes, you can hold multiple Aeroplan credit cards at the same time, but they must be from different tiers. For example:

Personal/Business Combination: Personal card + business card from the same issuer
Tier Combination: Basic card + premium card from the same issuer (with restrictions)

This strategy allows you to optimize Aeroplan points accumulation based on your spending categories.

How to transfer points to Aeroplan from other programs?

You can transfer points to Aeroplan from several programs:

American Express Membership Rewards: Instant 1:1 transfer
Marriott Bonvoy: 3:1 ratio (3 Marriott points = 1 Aeroplan point)

Transfers from American Express Membership Rewards are the most advantageous and allow you to quickly top up your Aeroplan balance for a specific redemption. Transfers are generally instant and free of charge.