KOHO Prepaid Mastercard® Everything Plan

Welcome Bonus
2 months free
  • Prepaid Card
  • No Foreign Transaction Fee
  • Accepted at Costco
Annual Fee
$177
Interest rates
Purchase Rates
Cash Advance Rates
Balance Transfer Rates
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Carte-KOHO-complet
KOHO Prepaid Mastercard® Everything Plan
2 months free
Apply Now

Offer

Special offer:

  • Enter the code EARNKOHO when applying for your card.
  • Get 2 months of the Everything Plan for free

Features:

  • Earn an extra 2% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.5% cash back on all purchases. Plus, receive up to 50% cash back at selected merchants.
  • Accepted at Costco
  • Earn 3.5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are annual, calculated daily, paid monthly and may be changed at any time without notice.
  • $22 per month billed monthly or $177 per year billed annually ($14.75 per month)
  • Access the following features, exclusive to the Everything Plan:
    • No FX fees on purchases
    • 1 free international ATM withdrawal per month
    • Credit enhancement for $5/month instead of $10
    • Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
    • Strengthen your credit with the 6-month Credit Enhancement Program for only $5/month and earn cash back with the KOHO Prepaid Mastercard Complet.
    • Get access to a cash advance of up to $250 at 0% interest with KOHO Cover

Card Awards

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Best credit card – prepaid
Best prepaid credit card

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $177
First Additional Card $0
Foreign Transaction Fee 0.00%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 0.5 %
Groceries 2 %
Gas 2 %
Dining and Food delivery 0.5 %
Convenience Stores 0.5 %
Drugstores 0.5 %
Local Transport 2 %
Travel 0.5 %
Entertainment 0.5 %
Recurring Payments 0.5 %
Telecom/Internet 0.5 %
Streaming services 0.5 %
Online transactions 0.5 %
Office Supplies 0.5 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection

Our review

Special offer:

  • Enter the code EARNKOHO when applying for your card.
  • Get 2 months of the Everything Plan for free

The KOHO Prepaid Mastercard with Everything Plan gives you more cash back:

  • 2% on food, beverages and bills
  • 0.5% on all other purchases
  • Up to 5% cash back at selected partner merchants

Your funds earn 3.5% interest (calculated daily, paid monthly) and are protected by CDIC. The card is also accepted at Costco.

For your travels, enjoy zero conversion charges on foreign purchases and one free withdrawal per month from international ATMs.

Choose between two payment options for the Everything Plan:

  • $22/month, billed monthly
  • $177/year, billed annually (equivalent to $14.75/month)

Alternative Cards

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